Essex County, NJ: Home-Insurance Distress & Forced-Sale Pressure
Essex County, NJ: 30/100 (moderate) home-insurance distress; Essex, NJ band LOW; Essex, NJ #1,612 of 3,222 counties; Essex, NJ #9 of 21 in New Jersey; raw Essex, NJ 35.2; Essex, NJ coverage multiplier 0.85.
FEMA hazard, Essex, NJ: 0/100; Essex, NJ declarations, three years: none.
NFIP claims, Essex, NJ, three years: 103; Essex, NJ payouts $1,885,081; per Essex, NJ claim $18,302; Essex, NJ claim-stress 88/100.
Essex, NJ monthly score: 30 in every month from March 2026 (Essex, NJ) through October 2026.
Essex, NJ components: NFIP claims 88; Essex, NJ retreat index 30; Essex, NJ climate multiplier 0.85.
Construction distress, Essex, NJ: 18/100 as of August 2026 (Essex, NJ: 22/100 one-to-four unit, 17/100 multifamily).
Essex, NJ ZIPs, June 2026 (Essex, NJ, 16 highest): score 0 (Essex, NJ), climate 97 (Essex, NJ): 07003, 07004, 07006, 07009, Essex, NJ 07017, 07018, 07021, 07028, Essex, NJ 07039, 07040, 07041, 07042, Essex, NJ 07043, 07044, 07050, 07052.
DLRadar rescores Essex, NJ monthly; Essex, NJ readings join Essex, NJ foreclosure, lien and ownership parcels (Essex, NJ), so cost-squeezed Essex, NJ owners surface before listing.
Inside New Jersey, Essex County ranks 9th of 21 counties for home-insurance distress at 30/100; Passaic County (30/100) sits just above Essex County, and Hudson County (30/100) sits just below Essex County.
Deterministic. Every Essex County, NJ signal traces to a public Essex dataset (FEMA, NFIP, Census for Essex, NJ) · how insurance distress works in Essex, NJ · methodology
FAQ: Essex County, NJ insurance distress
What is the Essex County, NJ home-insurance-distress score?
Essex, NJ: 30/100 (LOW), #1,612 of 3,222, #9 in New Jersey. FEMA hazard, Essex, NJ: 0/100; NFIP stress, Essex, NJ: 88/100; construction, Essex, NJ: 18/100; Essex, NJ rescores monthly.
Is Essex County insurance distress getting better or worse (NJ)?
Essex, NJ: 30 in March 2026; Essex, NJ: 30 in October 2026 (unchanged); Essex, NJ NFIP claims score 88.
How many flood-insurance claims has Essex County, NJ had?
Essex, NJ: 103 NFIP claims, three years; Essex, NJ paid $1,885,081; per Essex, NJ claim $18,302; carriers reprice Essex, NJ against that record.
Which Essex County ZIP codes carry the most insurance distress (NJ)?
Essex, NJ, June 2026: 07003 at 0, 07004 at 0, 07006 at 0, 07009 at 0; Essex, NJ climate scores there: 97, 97, 97, 97.
Why does Essex, NJ insurance distress create sellers?
A Essex, NJ premium outruns the Essex, NJ budget; a carrier leaves Essex, NJ; Essex, NJ carrying cost passes plan; Essex, NJ owners sell while current; Essex, NJ insurance distress leads Essex, NJ foreclosure data.