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Grant County, NM: Home-Insurance Distress & Forced-Sale Pressure

Grant County, NM: 27/100 (moderate) home-insurance distress; Grant, NM band LOW; Grant, NM #1,766 of 3,222 counties; Grant, NM #7 of 33 in New Mexico; raw Grant, NM 35.3; Grant, NM coverage multiplier 0.85.

FEMA hazard, Grant, NM: 52/100; Grant, NM declarations, three years: 3; Grant, NM perils: 2 fire; Grant, NM five-year count 3 (severity 6.0); Grant, NM ten-year 3; hazard-weighted, Grant, NM: 6.0.

Declared incidents on the Grant, NM record: 2025 Fire 3 (Grant, NM).

NFIP claims, Grant, NM, three years: none; Grant, NM claim-stress 0/100.

Grant, NM monthly score fell, 33 (March 2026) to 26 (October 2026); Grant, NM by month: March 33, April 33, May 30, June 30 (Grant, NM), July 27, August 26, September 27, October 26.

Grant, NM components: climate 52; Grant, NM retreat index 26; Grant, NM climate multiplier 0.85.

Grant, NM ZIPs, June 2026 (Grant, NM, 16 highest): score 0 (Grant, NM), climate 68 (Grant, NM): 88022, 88023, 88025, 88026, Grant, NM 88028, 88038, 88041, 88043, Grant, NM 88049, 88051, 88053, 88055, Grant, NM 88061, 88065; score 0 (Grant, NM), climate 67 (Grant, NM): 88034; score 0 (Grant, NM), climate 21 (Grant, NM): 88045.

DLRadar rescores Grant, NM monthly; Grant, NM readings join Grant, NM foreclosure, lien and ownership parcels (Grant, NM), so cost-squeezed Grant, NM owners surface before listing.

Inside New Mexico, Grant County ranks 10th of 33 counties for home-insurance distress at 27/100; Mora County (28/100) sits just above Grant County, and Rio Arriba County (27/100) sits just below Grant County.

Insurance distress
27/100
Grant, NM: LOW
National rank
#1766
Grant, NM: of 3,222 counties
FEMA hazard
52/100
Grant County hazard
NFIP claim stress
0/100
Grant, NM 3-year
Flood claims (3y)
0
Grant, NM
Claims paid (3y)
$0
Grant, NM payouts
Per claim
$0
Grant, NM
Construction distress
—
Grant, NM

Deterministic. Every Grant County, NM signal traces to a public Grant dataset (FEMA, NFIP, Census for Grant, NM) · how insurance distress works in Grant, NM · methodology

FAQ: Grant County, NM insurance distress

What is the Grant County, NM home-insurance-distress score?

Grant, NM: 27/100 (LOW), #1,766 of 3,222, #7 in New Mexico. FEMA hazard, Grant, NM: 52/100; NFIP stress, Grant, NM: 0/100; construction, Grant, NM: tracked; Grant, NM rescores monthly.

Is Grant County insurance distress getting better or worse (NM)?

Grant, NM: 33 in March 2026; Grant, NM: 26 in October 2026 (better); Grant, NM climate component 52.

Which Grant County ZIP codes carry the most insurance distress (NM)?

Grant, NM, June 2026: 88022 at 0, 88023 at 0, 88025 at 0, 88026 at 0; Grant, NM climate scores there: 68, 68, 68, 68.

Why does Grant, NM insurance distress create sellers?

A Grant, NM premium outruns the Grant, NM budget; a carrier leaves Grant, NM; Grant, NM carrying cost passes plan; Grant, NM owners sell while current; Grant, NM insurance distress leads Grant, NM foreclosure data.

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