Lea County, NM: Home-Insurance Distress & Forced-Sale Pressure
Lea County, NM: 19/100 (low) home-insurance distress; Lea, NM band LOW; Lea, NM #2,356 of 3,222 counties; Lea, NM #16 of 33 in New Mexico; raw Lea, NM 22.3; Lea, NM coverage multiplier 0.85.
FEMA hazard, Lea, NM: 0/100; Lea, NM declarations, three years: none.
NFIP claims, Lea, NM, three years: 2; Lea, NM payouts $4,546; per Lea, NM claim $2,273; Lea, NM claim-stress 56/100.
Lea, NM monthly score fell, 20 (March 2026) to 19 (October 2026); Lea, NM by month: March 20, April 20, May 19, June 19 (Lea, NM), July 19, August 19, September 19, October 19.
Lea, NM components: NFIP claims 56; Lea, NM retreat index 19; Lea, NM climate multiplier 0.85.
Construction distress, Lea, NM: 72/100 as of August 2026 (Lea, NM: 72/100 one-to-four unit, 0/100 multifamily).
Lea, NM ZIPs, June 2026 (Lea, NM, 11 highest): score 0 (Lea, NM), climate 84 (Lea, NM): 88114, 88231, 88240, 88242, Lea, NM 88244, 88252, 88260, 88262, Lea, NM 88264, 88265, 88267.
DLRadar rescores Lea, NM monthly; Lea, NM readings join Lea, NM foreclosure, lien and ownership parcels (Lea, NM), so cost-squeezed Lea, NM owners surface before listing.
Inside New Mexico, Lea County ranks 16th of 33 counties for home-insurance distress at 19/100; Mckinley County (20/100) sits just above Lea County, and Santa Fe County (17/100) sits just below Lea County.
Deterministic. Every Lea County, NM signal traces to a public Lea dataset (FEMA, NFIP, Census for Lea, NM) · how insurance distress works in Lea, NM · methodology
FAQ: Lea County, NM insurance distress
What is the Lea County, NM home-insurance-distress score?
Lea, NM: 19/100 (LOW), #2,356 of 3,222, #16 in New Mexico. FEMA hazard, Lea, NM: 0/100; NFIP stress, Lea, NM: 56/100; construction, Lea, NM: 72/100; Lea, NM rescores monthly.
Is Lea County insurance distress getting better or worse (NM)?
Lea, NM: 20 in March 2026; Lea, NM: 19 in October 2026 (better); Lea, NM NFIP claims score 56.
How many flood-insurance claims has Lea County, NM had?
Lea, NM: 2 NFIP claims, three years; Lea, NM paid $4,546; per Lea, NM claim $2,273; carriers reprice Lea, NM against that record.
Which Lea County ZIP codes carry the most insurance distress (NM)?
Lea, NM, June 2026: 88114 at 0, 88231 at 0, 88240 at 0, 88242 at 0; Lea, NM climate scores there: 84, 84, 84, 84.
Why does Lea, NM insurance distress create sellers?
A Lea, NM premium outruns the Lea, NM budget; a carrier leaves Lea, NM; Lea, NM carrying cost passes plan; Lea, NM owners sell while current; Lea, NM insurance distress leads Lea, NM foreclosure data.