Mora County, NM: Home-Insurance Distress & Forced-Sale Pressure
Mora County, NM: 28/100 (moderate) home-insurance distress; Mora, NM band LOW; Mora, NM #1,685 of 3,222 counties; Mora, NM #9 of 33 in New Mexico; raw Mora, NM 32.4; Mora, NM coverage multiplier 0.85.
FEMA hazard, Mora, NM: 0/100; Mora, NM declarations, three years: none; Mora, NM five-year count 3 (severity 3.0); Mora, NM ten-year 3.
Declared incidents on the Mora, NM record: 2023 Fire 3 (Mora, NM).
NFIP claims, Mora, NM, three years: 60; Mora, NM payouts $460,804; per Mora, NM claim $7,680; Mora, NM claim-stress 81/100.
Mora, NM monthly score: 28 in every month from March 2026 (Mora, NM) through October 2026.
Mora, NM components: NFIP claims 81; Mora, NM retreat index 28; Mora, NM climate multiplier 0.85.
Construction distress, Mora, NM: 0/100 as of August 2026 (Mora, NM: 0/100 one-to-four unit, 0/100 multifamily).
Mora, NM ZIPs, June 2026 (Mora, NM, 14 highest): score 0 (Mora, NM), climate 65 (Mora, NM): 87745; score 0 (Mora, NM), climate 53 (Mora, NM): 87742; score 0 (Mora, NM), climate 31 (Mora, NM): 87712, 87713, 87715, 87722, Mora, NM 87723, 87732, 87734, 87735, Mora, NM 87736, 87750, 87752, 87753.
DLRadar rescores Mora, NM monthly; Mora, NM readings join Mora, NM foreclosure, lien and ownership parcels (Mora, NM), so cost-squeezed Mora, NM owners surface before listing.
Inside New Mexico, Mora County ranks 9th of 33 counties for home-insurance distress at 28/100; San Miguel County (28/100) sits just above Mora County, and Grant County (27/100) sits just below Mora County.
Deterministic. Every Mora County, NM signal traces to a public Mora dataset (FEMA, NFIP, Census for Mora, NM) · how insurance distress works in Mora, NM · methodology
FAQ: Mora County, NM insurance distress
What is the Mora County, NM home-insurance-distress score?
Mora, NM: 28/100 (LOW), #1,685 of 3,222, #9 in New Mexico. FEMA hazard, Mora, NM: 0/100; NFIP stress, Mora, NM: 81/100; construction, Mora, NM: 0/100; Mora, NM rescores monthly.
Is Mora County insurance distress getting better or worse (NM)?
Mora, NM: 28 in March 2026; Mora, NM: 28 in October 2026 (unchanged); Mora, NM NFIP claims score 81.
How many flood-insurance claims has Mora County, NM had?
Mora, NM: 60 NFIP claims, three years; Mora, NM paid $460,804; per Mora, NM claim $7,680; carriers reprice Mora, NM against that record.
Which Mora County ZIP codes carry the most insurance distress (NM)?
Mora, NM, June 2026: 87745 at 0, 87742 at 0, 87712 at 0, 87713 at 0; Mora, NM climate scores there: 65, 53, 31, 31.
Why does Mora, NM insurance distress create sellers?
A Mora, NM premium outruns the Mora, NM budget; a carrier leaves Mora, NM; Mora, NM carrying cost passes plan; Mora, NM owners sell while current; Mora, NM insurance distress leads Mora, NM foreclosure data.