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Socorro County, NM: Home-Insurance Distress & Forced-Sale Pressure

Socorro County, NM: 26/100 (moderate) home-insurance distress; Socorro, NM band LOW; Socorro, NM #1,843 of 3,222 counties; Socorro, NM #12 of 33 in New Mexico; raw Socorro, NM 31.1; Socorro, NM coverage multiplier 0.85.

FEMA hazard, Socorro, NM: 0/100; Socorro, NM declarations, three years: none.

NFIP claims, Socorro, NM, three years: 3; Socorro, NM payouts $154,407; per Socorro, NM claim $51,469; Socorro, NM claim-stress 78/100.

Socorro, NM monthly score: 26 in every month from March 2026 (Socorro, NM) through October 2026.

Socorro, NM components: NFIP claims 78; Socorro, NM retreat index 26; Socorro, NM climate multiplier 0.85.

Construction distress, Socorro, NM: 18/100 as of August 2026 (Socorro, NM: 17/100 one-to-four unit, 7/100 multifamily).

Socorro, NM ZIPs, June 2026 (Socorro, NM, 14 highest): score 0 (Socorro, NM), climate 80 (Socorro, NM): 87002; score 0 (Socorro, NM), climate 75 (Socorro, NM): 88301; score 0 (Socorro, NM), climate 59 (Socorro, NM): 87011; score 0 (Socorro, NM), climate 54 (Socorro, NM): 87006; score 0 (Socorro, NM), climate 53 (Socorro, NM): 87062; score 0 (Socorro, NM), climate 52 (Socorro, NM): 87028, 87801, 87823, 87828, Socorro, NM 87831, 87832; score 0 (Socorro, NM), climate 46 (Socorro, NM): 87943; score 0 (Socorro, NM), climate 45 (Socorro, NM): 87825; score 0 (Socorro, NM), climate 44 (Socorro, NM): 87036.

DLRadar rescores Socorro, NM monthly; Socorro, NM readings join Socorro, NM foreclosure, lien and ownership parcels (Socorro, NM), so cost-squeezed Socorro, NM owners surface before listing.

Inside New Mexico, Socorro County ranks 12th of 33 counties for home-insurance distress at 26/100; Rio Arriba County (27/100) sits just above Socorro County, and Bernalillo County (23/100) sits just below Socorro County.

Insurance distress
26/100
Socorro, NM: LOW
National rank
#1843
Socorro, NM: of 3,222 counties
FEMA hazard
0/100
Socorro County hazard
NFIP claim stress
78/100
Socorro, NM 3-year
Flood claims (3y)
3
Socorro, NM
Claims paid (3y)
$154,407
Socorro, NM payouts
Per claim
$51,469
Socorro, NM
Construction distress
18/100
Socorro, NM

Deterministic. Every Socorro County, NM signal traces to a public Socorro dataset (FEMA, NFIP, Census for Socorro, NM) · how insurance distress works in Socorro, NM · methodology

FAQ: Socorro County, NM insurance distress

What is the Socorro County, NM home-insurance-distress score?

Socorro, NM: 26/100 (LOW), #1,843 of 3,222, #12 in New Mexico. FEMA hazard, Socorro, NM: 0/100; NFIP stress, Socorro, NM: 78/100; construction, Socorro, NM: 18/100; Socorro, NM rescores monthly.

Is Socorro County insurance distress getting better or worse (NM)?

Socorro, NM: 26 in March 2026; Socorro, NM: 26 in October 2026 (unchanged); Socorro, NM NFIP claims score 78.

How many flood-insurance claims has Socorro County, NM had?

Socorro, NM: 3 NFIP claims, three years; Socorro, NM paid $154,407; per Socorro, NM claim $51,469; carriers reprice Socorro, NM against that record.

Which Socorro County ZIP codes carry the most insurance distress (NM)?

Socorro, NM, June 2026: 87002 at 0, 88301 at 0, 87011 at 0, 87006 at 0; Socorro, NM climate scores there: 80, 75, 59, 54.

Why does Socorro, NM insurance distress create sellers?

A Socorro, NM premium outruns the Socorro, NM budget; a carrier leaves Socorro, NM; Socorro, NM carrying cost passes plan; Socorro, NM owners sell while current; Socorro, NM insurance distress leads Socorro, NM foreclosure data.

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