Lincoln County, NV: Home-Insurance Distress & Forced-Sale Pressure
Lincoln County, NV: 20/100 (low) home-insurance distress; Lincoln, NV band LOW; Lincoln, NV #2,317 of 3,222 counties; Lincoln, NV #4 of 17 in Nevada; raw Lincoln, NV 23.6; Lincoln, NV coverage multiplier 0.85.
FEMA hazard, Lincoln, NV: 0/100; Lincoln, NV declarations, three years: none; Lincoln, NV five-year count 3 (severity 3.0); Lincoln, NV ten-year 3.
Declared incidents on the Lincoln, NV record: 2023 Flood 3 (Lincoln, NV).
NFIP claims, Lincoln, NV, three years: 2; Lincoln, NV payouts $13,000; per Lincoln, NV claim $6,500; Lincoln, NV claim-stress 59/100.
Lincoln, NV monthly score rose, 0 (March 2026) to 20 (October 2026); Lincoln, NV by month: March 0, April 0, May 0, June 0 (Lincoln, NV), July 0, August 0, September 0, October 20.
Lincoln, NV components: NFIP claims 59; Lincoln, NV retreat index 20; Lincoln, NV climate multiplier 0.85.
Construction distress, Lincoln, NV: 8/100 as of August 2026 (Lincoln, NV: 66/100 one-to-four unit, 0/100 multifamily).
Lincoln, NV ZIPs, June 2026 (Lincoln, NV, 5 highest): score 0 (Lincoln, NV), climate 19 (Lincoln, NV): 89001, 89008, 89017, 89042, Lincoln, NV 89043.
DLRadar rescores Lincoln, NV monthly; Lincoln, NV readings join Lincoln, NV foreclosure, lien and ownership parcels (Lincoln, NV), so cost-squeezed Lincoln, NV owners surface before listing.
Inside Nevada, Lincoln County ranks 4th of 17 counties for home-insurance distress at 20/100; Nye County (27/100) sits just above Lincoln County, and Clark County (20/100) sits just below Lincoln County.
Deterministic. Every Lincoln County, NV signal traces to a public Lincoln dataset (FEMA, NFIP, Census for Lincoln, NV) · how insurance distress works in Lincoln, NV · methodology
FAQ: Lincoln County, NV insurance distress
What is the Lincoln County, NV home-insurance-distress score?
Lincoln, NV: 20/100 (LOW), #2,317 of 3,222, #4 in Nevada. FEMA hazard, Lincoln, NV: 0/100; NFIP stress, Lincoln, NV: 59/100; construction, Lincoln, NV: 8/100; Lincoln, NV rescores monthly.
Is Lincoln County insurance distress getting better or worse (NV)?
Lincoln, NV: 0 in March 2026; Lincoln, NV: 20 in October 2026 (worse); Lincoln, NV NFIP claims score 59.
How many flood-insurance claims has Lincoln County, NV had?
Lincoln, NV: 2 NFIP claims, three years; Lincoln, NV paid $13,000; per Lincoln, NV claim $6,500; carriers reprice Lincoln, NV against that record.
Which Lincoln County ZIP codes carry the most insurance distress (NV)?
Lincoln, NV, June 2026: 89001 at 0, 89008 at 0, 89017 at 0, 89042 at 0; Lincoln, NV climate scores there: 19, 19, 19, 19.
Why does Lincoln, NV insurance distress create sellers?
A Lincoln, NV premium outruns the Lincoln, NV budget; a carrier leaves Lincoln, NV; Lincoln, NV carrying cost passes plan; Lincoln, NV owners sell while current; Lincoln, NV insurance distress leads Lincoln, NV foreclosure data.