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Lyon County, NV: Home-Insurance Distress & Forced-Sale Pressure

Lyon County, NV: 18/100 (low) home-insurance distress; Lyon, NV band LOW; Lyon, NV #2,388 of 3,222 counties; Lyon, NV #6 of 17 in Nevada; raw Lyon, NV 20.8; Lyon, NV coverage multiplier 0.85.

FEMA hazard, Lyon, NV: 0/100; Lyon, NV declarations, three years: none; Lyon, NV five-year count 3 (severity 3.0); Lyon, NV ten-year 3.

Declared incidents on the Lyon, NV record: 2023 Flood 3 (Lyon, NV).

NFIP claims, Lyon, NV, three years: 1; Lyon, NV payouts $3,850; per Lyon, NV claim $3,850; Lyon, NV claim-stress 52/100.

Lyon, NV monthly score fell, 19 (March 2026) to 18 (October 2026); Lyon, NV by month: March 19, April 19, May 19, June 19 (Lyon, NV), July 19, August 19, September 19, October 18.

Lyon, NV components: NFIP claims 52; Lyon, NV retreat index 18; Lyon, NV climate multiplier 0.85.

Construction distress, Lyon, NV: 43/100 as of August 2026 (Lyon, NV: 69/100 one-to-four unit, 4/100 multifamily).

Lyon, NV ZIPs, June 2026 (Lyon, NV, 9 highest): score 0 (Lyon, NV), climate 76 (Lyon, NV): 89706; score 0 (Lyon, NV), climate 75 (Lyon, NV): 89444; score 0 (Lyon, NV), climate 73 (Lyon, NV): 89428, 89429, 89430, 89447; score 0 (Lyon, NV), climate 65 (Lyon, NV): 89403; score 0 (Lyon, NV), climate 55 (Lyon, NV): 89408; score 0 (Lyon, NV), climate 50 (Lyon, NV): 89406.

DLRadar rescores Lyon, NV monthly; Lyon, NV readings join Lyon, NV foreclosure, lien and ownership parcels (Lyon, NV), so cost-squeezed Lyon, NV owners surface before listing.

Inside Nevada, Lyon County ranks 6th of 17 counties for home-insurance distress at 18/100; Clark County (20/100) sits just above Lyon County, and Churchill County (0/100) sits just below Lyon County.

Insurance distress
18/100
Lyon, NV: LOW
National rank
#2388
Lyon, NV: of 3,222 counties
FEMA hazard
0/100
Lyon County hazard
NFIP claim stress
52/100
Lyon, NV 3-year
Flood claims (3y)
1
Lyon, NV
Claims paid (3y)
$3,850
Lyon, NV payouts
Per claim
$3,850
Lyon, NV
Construction distress
43/100
Lyon, NV

Deterministic. Every Lyon County, NV signal traces to a public Lyon dataset (FEMA, NFIP, Census for Lyon, NV) · how insurance distress works in Lyon, NV · methodology

FAQ: Lyon County, NV insurance distress

What is the Lyon County, NV home-insurance-distress score?

Lyon, NV: 18/100 (LOW), #2,388 of 3,222, #6 in Nevada. FEMA hazard, Lyon, NV: 0/100; NFIP stress, Lyon, NV: 52/100; construction, Lyon, NV: 43/100; Lyon, NV rescores monthly.

Is Lyon County insurance distress getting better or worse (NV)?

Lyon, NV: 19 in March 2026; Lyon, NV: 18 in October 2026 (better); Lyon, NV NFIP claims score 52.

How many flood-insurance claims has Lyon County, NV had?

Lyon, NV: 1 NFIP claims, three years; Lyon, NV paid $3,850; per Lyon, NV claim $3,850; carriers reprice Lyon, NV against that record.

Which Lyon County ZIP codes carry the most insurance distress (NV)?

Lyon, NV, June 2026: 89706 at 0, 89444 at 0, 89428 at 0, 89429 at 0; Lyon, NV climate scores there: 76, 75, 73, 73.

Why does Lyon, NV insurance distress create sellers?

A Lyon, NV premium outruns the Lyon, NV budget; a carrier leaves Lyon, NV; Lyon, NV carrying cost passes plan; Lyon, NV owners sell while current; Lyon, NV insurance distress leads Lyon, NV foreclosure data.

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