Washoe County, NV: Home-Insurance Distress & Forced-Sale Pressure
Washoe County, NV: 88/100 (severe) home-insurance distress; Washoe, NV band HIGH; Washoe, NV #156 of 3,222 counties; Washoe, NV #1 of 17 in Nevada.
FEMA hazard, Washoe, NV: 99/100; Washoe, NV declarations, three years: 39; Washoe, NV perils: 26 fire; Washoe, NV five-year count 21 (severity 34.5); Washoe, NV ten-year 21; hazard-weighted, Washoe, NV: 78.0.
Declared incidents on the Washoe, NV record: 2026 Fire 18; 2025 Fire 6 (Washoe, NV); 2024 Fire 15 (Washoe, NV).
NFIP claims, Washoe, NV, three years: 3; Washoe, NV payouts $68,307; per Washoe, NV claim $22,769; Washoe, NV claim-stress 71/100.
Washoe, NV monthly score rose, 87 (March 2026) to 88 (October 2026); Washoe, NV by month: March 87, April 87, May 87, June 87 (Washoe, NV), July 86, August 88, September 88, October 88.
Washoe, NV components: climate 99, NFIP claims 71; Washoe, NV retreat index 88.
Construction distress, Washoe, NV: 68/100 as of August 2026 (Washoe, NV: 72/100 one-to-four unit, 64/100 multifamily).
Washoe, NV ZIPs, June 2026 (Washoe, NV, 16 highest): score 0 (Washoe, NV), climate 97 (Washoe, NV): 89402, 89405, 89424, 89431, Washoe, NV 89433, 89436, 89441, 89442, Washoe, NV 89450, 89451, 89501, 89502, Washoe, NV 89503, 89506, 89508, 89509.
DLRadar rescores Washoe, NV monthly; Washoe, NV readings join Washoe, NV foreclosure, lien and ownership parcels (Washoe, NV), so cost-squeezed Washoe, NV owners surface before listing.
Inside Nevada, Washoe County ranks 1st of 17 counties for home-insurance distress at 88/100; Douglas County (76/100) sits just below Washoe County.
Deterministic. Every Washoe County, NV signal traces to a public Washoe dataset (FEMA, NFIP, Census for Washoe, NV) · how insurance distress works in Washoe, NV · methodology
FAQ: Washoe County, NV insurance distress
What is the Washoe County, NV home-insurance-distress score?
Washoe, NV: 88/100 (HIGH), #156 of 3,222, #1 in Nevada. FEMA hazard, Washoe, NV: 99/100; NFIP stress, Washoe, NV: 71/100; construction, Washoe, NV: 68/100; Washoe, NV rescores monthly.
Is Washoe County insurance distress getting better or worse (NV)?
Washoe, NV: 87 in March 2026; Washoe, NV: 88 in October 2026 (worse); Washoe, NV climate component 99; Washoe, NV NFIP claims score 71.
How many flood-insurance claims has Washoe County, NV had?
Washoe, NV: 3 NFIP claims, three years; Washoe, NV paid $68,307; per Washoe, NV claim $22,769; carriers reprice Washoe, NV against that record.
Which Washoe County ZIP codes carry the most insurance distress (NV)?
Washoe, NV, June 2026: 89402 at 0, 89405 at 0, 89424 at 0, 89431 at 0; Washoe, NV climate scores there: 97, 97, 97, 97.
Why does Washoe, NV insurance distress create sellers?
A Washoe, NV premium outruns the Washoe, NV budget; a carrier leaves Washoe, NV; Washoe, NV carrying cost passes plan; Washoe, NV owners sell while current; Washoe, NV insurance distress leads Washoe, NV foreclosure data.