Chemung County, NY: Home-Insurance Distress & Forced-Sale Pressure
Chemung County, NY: 5/100 (low) home-insurance distress; Chemung, NY band LOW; Chemung, NY #2,471 of 3,222 counties; Chemung, NY #54 of 62 in New York; raw Chemung, NY 6.1; Chemung, NY coverage multiplier 0.85.
FEMA hazard, Chemung, NY: 0/100; Chemung, NY declarations, three years: none.
NFIP claims, Chemung, NY, three years: 1; Chemung, NY payouts $0; per Chemung, NY claim $0; Chemung, NY claim-stress 15/100.
Chemung, NY monthly score fell, 6 (March 2026) to 5 (October 2026); Chemung, NY by month: March 6, April 6, May 5, June 5 (Chemung, NY), July 5, August 5, September 5, October 5.
Chemung, NY components: NFIP claims 15; Chemung, NY retreat index 5; Chemung, NY climate multiplier 0.85.
Construction distress, Chemung, NY: 33/100 as of August 2026 (Chemung, NY: 56/100 one-to-four unit, 17/100 multifamily).
Chemung, NY ZIPs, June 2026 (Chemung, NY, 16 highest): score 58 (Chemung, NY), climate 75, price stress 50 (Chemung, NY): 14867; score 0 (Chemung, NY), climate 75 (Chemung, NY): 14830; score 0 (Chemung, NY), climate 60 (Chemung, NY): 14871; score 0 (Chemung, NY), climate 59 (Chemung, NY): 14892; score 0 (Chemung, NY), climate 58 (Chemung, NY): 14814, 14859; score 0 (Chemung, NY), climate 56 (Chemung, NY): 14816, 14825, 14845, 14861, Chemung, NY 14872, 14894, 14901, 14903, Chemung, NY 14904, 14905.
DLRadar rescores Chemung, NY monthly; Chemung, NY readings join Chemung, NY foreclosure, lien and ownership parcels (Chemung, NY), so cost-squeezed Chemung, NY owners surface before listing.
Inside New York, Chemung County ranks 54th of 62 counties for home-insurance distress at 5/100; Tompkins County (7/100) sits just above Chemung County, and Clinton County (5/100) sits just below Chemung County.
Deterministic. Every Chemung County, NY signal traces to a public Chemung dataset (FEMA, NFIP, Census for Chemung, NY) · how insurance distress works in Chemung, NY · methodology
FAQ: Chemung County, NY insurance distress
What is the Chemung County, NY home-insurance-distress score?
Chemung, NY: 5/100 (LOW), #2,471 of 3,222, #54 in New York. FEMA hazard, Chemung, NY: 0/100; NFIP stress, Chemung, NY: 15/100; construction, Chemung, NY: 33/100; Chemung, NY rescores monthly.
Is Chemung County insurance distress getting better or worse (NY)?
Chemung, NY: 6 in March 2026; Chemung, NY: 5 in October 2026 (better); Chemung, NY NFIP claims score 15.
How many flood-insurance claims has Chemung County, NY had?
Chemung, NY: 1 NFIP claims, three years; Chemung, NY paid $0; per Chemung, NY claim $0; carriers reprice Chemung, NY against that record.
Which Chemung County ZIP codes carry the most insurance distress (NY)?
Chemung, NY, June 2026: 14867 at 58, 14830 at 0, 14871 at 0, 14892 at 0; Chemung, NY climate scores there: 75, 75, 60, 59.
Why does Chemung, NY insurance distress create sellers?
A Chemung, NY premium outruns the Chemung, NY budget; a carrier leaves Chemung, NY; Chemung, NY carrying cost passes plan; Chemung, NY owners sell while current; Chemung, NY insurance distress leads Chemung, NY foreclosure data.