Ontario County, NY: Home-Insurance Distress & Forced-Sale Pressure
Ontario County, NY: 65/100 (elevated) home-insurance distress; Ontario, NY band MEDIUM; Ontario, NY #794 of 3,222 counties; Ontario, NY #8 of 62 in New York.
FEMA hazard, Ontario, NY: 63/100; Ontario, NY declarations, three years: 2; Ontario, NY perils: 2 tropical-storm; Ontario, NY five-year count 6 (severity 7.5); Ontario, NY ten-year 6; hazard-weighted, Ontario, NY: 6.0.
Declared incidents on the Ontario, NY record: 2024 Tropical Storm 2; 2023 Severe Storm 1 (Ontario, NY).
NFIP claims, Ontario, NY, three years: 9; Ontario, NY payouts $27,881; per Ontario, NY claim $3,098; Ontario, NY claim-stress 67/100.
Ontario, NY monthly score fell, 71 (March 2026) to 62 (October 2026); Ontario, NY by month: March 71, April 71, May 69, June 69 (Ontario, NY), July 67, August 66, September 66, October 62.
Ontario, NY components: climate 60, NFIP claims 67; Ontario, NY retreat index 62.
Construction distress, Ontario, NY: 36/100 as of August 2026 (Ontario, NY: 47/100 one-to-four unit, 1/100 multifamily).
Ontario, NY ZIPs, June 2026 (Ontario, NY, 16 highest): score 0 (Ontario, NY), climate 93 (Ontario, NY): 14534; score 0 (Ontario, NY), climate 87 (Ontario, NY): 14472; score 0 (Ontario, NY), climate 68 (Ontario, NY): 14564; score 0 (Ontario, NY), climate 66 (Ontario, NY): 14424, 14425, 14432, 14453, Ontario, NY 14463, 14469, 14471, 14475, Ontario, NY 14504, 14537, 14548, 14561, Ontario, NY 14585.
DLRadar rescores Ontario, NY monthly; Ontario, NY readings join Ontario, NY foreclosure, lien and ownership parcels (Ontario, NY), so cost-squeezed Ontario, NY owners surface before listing.
Inside New York, Ontario County ranks 8th of 62 counties for home-insurance distress at 65/100; Westchester County (67/100) sits just above Ontario County, and Kings County (64/100) sits just below Ontario County.
Deterministic. Every Ontario County, NY signal traces to a public Ontario dataset (FEMA, NFIP, Census for Ontario, NY) · how insurance distress works in Ontario, NY · methodology
FAQ: Ontario County, NY insurance distress
What is the Ontario County, NY home-insurance-distress score?
Ontario, NY: 65/100 (MEDIUM), #794 of 3,222, #8 in New York. FEMA hazard, Ontario, NY: 63/100; NFIP stress, Ontario, NY: 67/100; construction, Ontario, NY: 36/100; Ontario, NY rescores monthly.
Is Ontario County insurance distress getting better or worse (NY)?
Ontario, NY: 71 in March 2026; Ontario, NY: 62 in October 2026 (better); Ontario, NY climate component 60; Ontario, NY NFIP claims score 67.
How many flood-insurance claims has Ontario County, NY had?
Ontario, NY: 9 NFIP claims, three years; Ontario, NY paid $27,881; per Ontario, NY claim $3,098; carriers reprice Ontario, NY against that record.
Which Ontario County ZIP codes carry the most insurance distress (NY)?
Ontario, NY, June 2026: 14534 at 0, 14472 at 0, 14564 at 0, 14424 at 0; Ontario, NY climate scores there: 93, 87, 68, 66.
Why does Ontario, NY insurance distress create sellers?
A Ontario, NY premium outruns the Ontario, NY budget; a carrier leaves Ontario, NY; Ontario, NY carrying cost passes plan; Ontario, NY owners sell while current; Ontario, NY insurance distress leads Ontario, NY foreclosure data.