Beaver County, OK: Home-Insurance Distress & Forced-Sale Pressure
Beaver County, OK: 35/100 (moderate) home-insurance distress; Beaver, OK band LOW; Beaver, OK #1,476 of 3,222 counties; Beaver, OK #24 of 77 in Oklahoma; raw Beaver, OK 41.0; Beaver, OK coverage multiplier 0.85.
FEMA hazard, Beaver, OK: 68/100; Beaver, OK declarations, three years: 4; Beaver, OK perils: 4 fire; Beaver, OK five-year count 9 (severity 15.0); Beaver, OK ten-year 9; hazard-weighted, Beaver, OK: 8.0.
Declared incidents on the Beaver, OK record: 2026 Fire 4; 2023 Severe Storm 1 (Beaver, OK).
NFIP claims, Beaver, OK, three years: none; Beaver, OK claim-stress 0/100.
Beaver, OK monthly score fell, 40 (March 2026) to 35 (October 2026); Beaver, OK by month: March 40, April 40, May 38, June 38 (Beaver, OK), July 36, August 36, September 36, October 35.
Beaver, OK components: climate 68; Beaver, OK retreat index 35; Beaver, OK climate multiplier 0.85.
Construction distress, Beaver, OK: 27/100 as of August 2026 (Beaver, OK: 27/100 one-to-four unit, 0/100 multifamily).
Beaver, OK ZIPs, June 2026 (Beaver, OK, 7 highest): score 0 (Beaver, OK), climate 44 (Beaver, OK): 73950; score 0 (Beaver, OK), climate 40 (Beaver, OK): 73844, 73848, 73931, 73932, Beaver, OK 73938; score 0 (Beaver, OK), climate 22 (Beaver, OK): 73843.
DLRadar rescores Beaver, OK monthly; Beaver, OK readings join Beaver, OK foreclosure, lien and ownership parcels (Beaver, OK), so cost-squeezed Beaver, OK owners surface before listing.
Inside Oklahoma, Beaver County ranks 24th of 77 counties for home-insurance distress at 35/100; Logan County (40/100) sits just above Beaver County, and Dewey County (35/100) sits just below Beaver County.
Deterministic. Every Beaver County, OK signal traces to a public Beaver dataset (FEMA, NFIP, Census for Beaver, OK) · how insurance distress works in Beaver, OK · methodology
FAQ: Beaver County, OK insurance distress
What is the Beaver County, OK home-insurance-distress score?
Beaver, OK: 35/100 (LOW), #1,476 of 3,222, #24 in Oklahoma. FEMA hazard, Beaver, OK: 68/100; NFIP stress, Beaver, OK: 0/100; construction, Beaver, OK: 27/100; Beaver, OK rescores monthly.
Is Beaver County insurance distress getting better or worse (OK)?
Beaver, OK: 40 in March 2026; Beaver, OK: 35 in October 2026 (better); Beaver, OK climate component 68.
Which Beaver County ZIP codes carry the most insurance distress (OK)?
Beaver, OK, June 2026: 73950 at 0, 73844 at 0, 73848 at 0, 73931 at 0; Beaver, OK climate scores there: 44, 40, 40, 40.
Why does Beaver, OK insurance distress create sellers?
A Beaver, OK premium outruns the Beaver, OK budget; a carrier leaves Beaver, OK; Beaver, OK carrying cost passes plan; Beaver, OK owners sell while current; Beaver, OK insurance distress leads Beaver, OK foreclosure data.