Beckham County, OK: Home-Insurance Distress & Forced-Sale Pressure
Beckham County, OK: 27/100 (moderate) home-insurance distress; Beckham, OK band LOW; Beckham, OK #1,775 of 3,222 counties; Beckham, OK #32 of 77 in Oklahoma; raw Beckham, OK 35.3; Beckham, OK coverage multiplier 0.85.
FEMA hazard, Beckham, OK: 52/100; Beckham, OK declarations, three years: 3; Beckham, OK perils: 2 fire; hazard-weighted, Beckham, OK: 6.0.
Declared incidents on the Beckham, OK record: 2026 Fire 2 (Beckham, OK).
NFIP claims, Beckham, OK, three years: none; Beckham, OK claim-stress 0/100.
Beckham, OK monthly score rose, 0 (March 2026) to 26 (October 2026); Beckham, OK by month: March 0, April 0, May 30, June 30 (Beckham, OK), July 27, August 26, September 27, October 26.
Beckham, OK components: climate 52; Beckham, OK retreat index 26; Beckham, OK climate multiplier 0.85.
Construction distress, Beckham, OK: 100/100 as of August 2026 (Beckham, OK: 100/100 one-to-four unit, 15/100 multifamily).
Beckham, OK ZIPs, June 2026 (Beckham, OK, 7 highest): score 0 (Beckham, OK), climate 52 (Beckham, OK): 73645, 73668; score 0 (Beckham, OK), climate 51 (Beckham, OK): 73627; score 0 (Beckham, OK), climate 48 (Beckham, OK): 73662; score 0 (Beckham, OK), climate 47 (Beckham, OK): 73644; score 0 (Beckham, OK), climate 34 (Beckham, OK): 73666; score 0 (Beckham, OK), climate 17 (Beckham, OK): 73673.
DLRadar rescores Beckham, OK monthly; Beckham, OK readings join Beckham, OK foreclosure, lien and ownership parcels (Beckham, OK), so cost-squeezed Beckham, OK owners surface before listing.
Inside Oklahoma, Beckham County ranks 34th of 77 counties for home-insurance distress at 27/100; Pontotoc County (28/100) sits just above Beckham County, and Grady County (27/100) sits just below Beckham County.
Deterministic. Every Beckham County, OK signal traces to a public Beckham dataset (FEMA, NFIP, Census for Beckham, OK) · how insurance distress works in Beckham, OK · methodology
FAQ: Beckham County, OK insurance distress
What is the Beckham County, OK home-insurance-distress score?
Beckham, OK: 27/100 (LOW), #1,775 of 3,222, #32 in Oklahoma. FEMA hazard, Beckham, OK: 52/100; NFIP stress, Beckham, OK: 0/100; construction, Beckham, OK: 100/100; Beckham, OK rescores monthly.
Is Beckham County insurance distress getting better or worse (OK)?
Beckham, OK: 0 in March 2026; Beckham, OK: 26 in October 2026 (worse); Beckham, OK climate component 52.
Which Beckham County ZIP codes carry the most insurance distress (OK)?
Beckham, OK, June 2026: 73645 at 0, 73668 at 0, 73627 at 0, 73662 at 0; Beckham, OK climate scores there: 52, 52, 51, 48.
Why does Beckham, OK insurance distress create sellers?
A Beckham, OK premium outruns the Beckham, OK budget; a carrier leaves Beckham, OK; Beckham, OK carrying cost passes plan; Beckham, OK owners sell while current; Beckham, OK insurance distress leads Beckham, OK foreclosure data.