Caddo County, OK: Home-Insurance Distress & Forced-Sale Pressure
Caddo County, OK: 53/100 (elevated) home-insurance distress; Caddo, OK band MEDIUM; Caddo, OK #1,043 of 3,222 counties; Caddo, OK #15 of 77 in Oklahoma; raw Caddo, OK 55.9.
FEMA hazard, Caddo, OK: 40/100; Caddo, OK declarations, three years: 3; Caddo, OK perils: 3 severe-storm; Caddo, OK five-year count 3 (severity 4.5); Caddo, OK ten-year 3; hazard-weighted, Caddo, OK: 3.0.
Declared incidents on the Caddo, OK record: 2024 Severe Storm 2 (Caddo, OK).
NFIP claims, Caddo, OK, three years: 2; Caddo, OK payouts $74,326; per Caddo, OK claim $37,163; Caddo, OK claim-stress 71/100.
Caddo, OK monthly score fell, 60 (March 2026) to 53 (October 2026); Caddo, OK by month: March 60, April 60, May 57, June 57 (Caddo, OK), July 56, August 54, September 54, October 53.
Caddo, OK components: climate 40, NFIP claims 71; Caddo, OK retreat index 53.
Construction distress, Caddo, OK: 88/100 as of August 2026 (Caddo, OK: 88/100 one-to-four unit, 12/100 multifamily).
Caddo, OK ZIPs, June 2026 (Caddo, OK, 16 highest): score 0 (Caddo, OK), climate 72 (Caddo, OK): 73059, 73079; score 0 (Caddo, OK), climate 71 (Caddo, OK): 73047; score 0 (Caddo, OK), climate 68 (Caddo, OK): 73017, 73092; score 0 (Caddo, OK), climate 64 (Caddo, OK): 73006; score 0 (Caddo, OK), climate 59 (Caddo, OK): 73001, 73005, 73009, 73029, Caddo, OK 73033, 73038, 73042, 73053; score 0 (Caddo, OK), climate 54 (Caddo, OK): 73048; score 0 (Caddo, OK), climate 51 (Caddo, OK): 73015.
DLRadar rescores Caddo, OK monthly; Caddo, OK readings join Caddo, OK foreclosure, lien and ownership parcels (Caddo, OK), so cost-squeezed Caddo, OK owners surface before listing.
Inside Oklahoma, Caddo County ranks 15th of 77 counties for home-insurance distress at 53/100; Muskogee County (53/100) sits just above Caddo County, and Mcclain County (51/100) sits just below Caddo County.
Deterministic. Every Caddo County, OK signal traces to a public Caddo dataset (FEMA, NFIP, Census for Caddo, OK) · how insurance distress works in Caddo, OK · methodology
FAQ: Caddo County, OK insurance distress
What is the Caddo County, OK home-insurance-distress score?
Caddo, OK: 53/100 (MEDIUM), #1,043 of 3,222, #15 in Oklahoma. FEMA hazard, Caddo, OK: 40/100; NFIP stress, Caddo, OK: 71/100; construction, Caddo, OK: 88/100; Caddo, OK rescores monthly.
Is Caddo County insurance distress getting better or worse (OK)?
Caddo, OK: 60 in March 2026; Caddo, OK: 53 in October 2026 (better); Caddo, OK climate component 40; Caddo, OK NFIP claims score 71.
How many flood-insurance claims has Caddo County, OK had?
Caddo, OK: 2 NFIP claims, three years; Caddo, OK paid $74,326; per Caddo, OK claim $37,163; carriers reprice Caddo, OK against that record.
Which Caddo County ZIP codes carry the most insurance distress (OK)?
Caddo, OK, June 2026: 73059 at 0, 73079 at 0, 73047 at 0, 73017 at 0; Caddo, OK climate scores there: 72, 72, 71, 68.
Why does Caddo, OK insurance distress create sellers?
A Caddo, OK premium outruns the Caddo, OK budget; a carrier leaves Caddo, OK; Caddo, OK carrying cost passes plan; Caddo, OK owners sell while current; Caddo, OK insurance distress leads Caddo, OK foreclosure data.