Carter County, OK: Home-Insurance Distress & Forced-Sale Pressure
Carter County, OK: 64/100 (elevated) home-insurance distress; Carter, OK band MEDIUM; Carter, OK #806 of 3,222 counties; Carter, OK #7 of 77 in Oklahoma.
FEMA hazard, Carter, OK: 52/100; Carter, OK declarations, three years: 4; Carter, OK perils: 2 fire; Carter, OK five-year count 6 (severity 10.5); Carter, OK ten-year 6; hazard-weighted, Carter, OK: 4.0.
Declared incidents on the Carter, OK record: 2026 Fire 2; 2024 Tornado 2 (Carter, OK).
NFIP claims, Carter, OK, three years: 2; Carter, OK payouts $505,970; per Carter, OK claim $252,985; Carter, OK claim-stress 82/100.
Carter, OK monthly score fell, 72 (March 2026) to 64 (October 2026); Carter, OK by month: March 72, April 72, May 68, June 68 (Carter, OK), July 65, August 64, September 64, October 64.
Carter, OK components: climate 52, NFIP claims 82; Carter, OK retreat index 64.
Construction distress, Carter, OK: 35/100 as of August 2026 (Carter, OK: 35/100 one-to-four unit, 0/100 multifamily).
Carter, OK ZIPs, June 2026 (Carter, OK, 16 highest): score 0 (Carter, OK), climate 73 (Carter, OK): 73435, 73436, 73437, 73438, Carter, OK 73443, 73458, 73487, 73488; score 0 (Carter, OK), climate 71 (Carter, OK): 73401; score 0 (Carter, OK), climate 70 (Carter, OK): 73481; score 0 (Carter, OK), climate 69 (Carter, OK): 73425; score 0 (Carter, OK), climate 67 (Carter, OK): 73444; score 0 (Carter, OK), climate 56 (Carter, OK): 73463; score 0 (Carter, OK), climate 41 (Carter, OK): 73446; score 0 (Carter, OK), climate 23 (Carter, OK): 73456; score 0 (Carter, OK), climate 21 (Carter, OK): 73453.
DLRadar rescores Carter, OK monthly; Carter, OK readings join Carter, OK foreclosure, lien and ownership parcels (Carter, OK), so cost-squeezed Carter, OK owners surface before listing.
Inside Oklahoma, Carter County ranks 7th of 77 counties for home-insurance distress at 64/100; Osage County (70/100) sits just above Carter County, and Texas County (62/100) sits just below Carter County.
Deterministic. Every Carter County, OK signal traces to a public Carter dataset (FEMA, NFIP, Census for Carter, OK) · how insurance distress works in Carter, OK · methodology
FAQ: Carter County, OK insurance distress
What is the Carter County, OK home-insurance-distress score?
Carter, OK: 64/100 (MEDIUM), #806 of 3,222, #7 in Oklahoma. FEMA hazard, Carter, OK: 52/100; NFIP stress, Carter, OK: 82/100; construction, Carter, OK: 35/100; Carter, OK rescores monthly.
Is Carter County insurance distress getting better or worse (OK)?
Carter, OK: 72 in March 2026; Carter, OK: 64 in October 2026 (better); Carter, OK climate component 52; Carter, OK NFIP claims score 82.
How many flood-insurance claims has Carter County, OK had?
Carter, OK: 2 NFIP claims, three years; Carter, OK paid $505,970; per Carter, OK claim $252,985; carriers reprice Carter, OK against that record.
Which Carter County ZIP codes carry the most insurance distress (OK)?
Carter, OK, June 2026: 73435 at 0, 73436 at 0, 73437 at 0, 73438 at 0; Carter, OK climate scores there: 73, 73, 73, 73.
Why does Carter, OK insurance distress create sellers?
A Carter, OK premium outruns the Carter, OK budget; a carrier leaves Carter, OK; Carter, OK carrying cost passes plan; Carter, OK owners sell while current; Carter, OK insurance distress leads Carter, OK foreclosure data.