Coal County, OK: Home-Insurance Distress & Forced-Sale Pressure
Coal County, OK: 0/100 (low) home-insurance distress; Coal, OK band ZERO; Coal, OK #2,993 of 3,222 counties; Coal, OK #59 of 77 in Oklahoma; Coal, OK coverage multiplier 0.70.
FEMA hazard, Coal, OK: 0/100; Coal, OK declarations, three years: 2; Coal, OK five-year count 3 (severity 4.5); Coal, OK ten-year 3.
Declared incidents on the Coal, OK record: 2024 Tornado 2 (Coal, OK).
NFIP claims, Coal, OK, three years: none; Coal, OK claim-stress 0/100.
Coal, OK monthly score: 0 in every month from March 2026 (Coal, OK) through October 2026.
Coal, OK components: all zero this month; Coal, OK climate multiplier 0.70.
Construction distress, Coal, OK: 43/100 as of August 2026 (Coal, OK: 43/100 one-to-four unit, 0/100 multifamily).
Coal, OK ZIPs, June 2026 (Coal, OK, 10 highest): score 0 (Coal, OK), climate 50 (Coal, OK): 74871; score 0 (Coal, OK), climate 46 (Coal, OK): 74825; score 0 (Coal, OK), climate 33 (Coal, OK): 74531; score 0 (Coal, OK), climate 31 (Coal, OK): 74572; score 0 (Coal, OK), climate 27 (Coal, OK): 74525; score 0 (Coal, OK), climate 25 (Coal, OK): 74534, 74535, 74538, 74556; score 0 (Coal, OK), climate 22 (Coal, OK): 74530.
DLRadar rescores Coal, OK monthly; Coal, OK readings join Coal, OK foreclosure, lien and ownership parcels (Coal, OK), so cost-squeezed Coal, OK owners surface before listing.
Inside Oklahoma, Coal County ranks 59th of 77 counties for home-insurance distress at 0/100; Cimarron County (0/100) sits just above Coal County, and Craig County (0/100) sits just below Coal County.
Deterministic. Every Coal County, OK signal traces to a public Coal dataset (FEMA, NFIP, Census for Coal, OK) · how insurance distress works in Coal, OK · methodology
FAQ: Coal County, OK insurance distress
What is the Coal County, OK home-insurance-distress score?
Coal, OK: 0/100 (ZERO), #2,993 of 3,222, #59 in Oklahoma. FEMA hazard, Coal, OK: 0/100; NFIP stress, Coal, OK: 0/100; construction, Coal, OK: 43/100; Coal, OK rescores monthly.
Is Coal County insurance distress getting better or worse (OK)?
Coal, OK: 0 in March 2026; Coal, OK: 0 in October 2026 (unchanged).
Which Coal County ZIP codes carry the most insurance distress (OK)?
Coal, OK, June 2026: 74871 at 0, 74825 at 0, 74531 at 0, 74572 at 0; Coal, OK climate scores there: 50, 46, 33, 31.
Why does Coal, OK insurance distress create sellers?
A Coal, OK premium outruns the Coal, OK budget; a carrier leaves Coal, OK; Coal, OK carrying cost passes plan; Coal, OK owners sell while current; Coal, OK insurance distress leads Coal, OK foreclosure data.