Delaware County, OK: Home-Insurance Distress & Forced-Sale Pressure
Delaware County, OK: 49/100 (elevated) home-insurance distress; Delaware, OK band MEDIUM; Delaware, OK #1,098 of 3,222 counties; Delaware, OK #17 of 77 in Oklahoma; raw Delaware, OK 52.5.
FEMA hazard, Delaware, OK: 40/100; Delaware, OK declarations, three years: 3; Delaware, OK perils: 3 severe-storm; Delaware, OK five-year count 6 (severity 7.5); Delaware, OK ten-year 6; hazard-weighted, Delaware, OK: 3.0.
Declared incidents on the Delaware, OK record: 2024 Severe Storm 2; 2023 Severe Storm 1 (Delaware, OK).
NFIP claims, Delaware, OK, three years: 1; Delaware, OK payouts $26,953; per Delaware, OK claim $26,953; Delaware, OK claim-stress 63/100.
Delaware, OK monthly score fell, 57 (March 2026) to 49 (October 2026); Delaware, OK by month: March 57, April 57, May 54, June 54 (Delaware, OK), July 53, August 51, September 51, October 49.
Delaware, OK components: climate 40, NFIP claims 63; Delaware, OK retreat index 49.
Construction distress, Delaware, OK: 75/100 as of August 2026 (Delaware, OK: 75/100 one-to-four unit, 29/100 multifamily).
Delaware, OK ZIPs, June 2026 (Delaware, OK, 13 highest): score 0 (Delaware, OK), climate 78 (Delaware, OK): 74346, 74368; score 0 (Delaware, OK), climate 77 (Delaware, OK): 74338, 74342, 74344, 74359; score 0 (Delaware, OK), climate 76 (Delaware, OK): 74364; score 0 (Delaware, OK), climate 74 (Delaware, OK): 74347, 74365, 74366; score 0 (Delaware, OK), climate 72 (Delaware, OK): 74331, 74370; score 0 (Delaware, OK), climate 50 (Delaware, OK): 74964.
DLRadar rescores Delaware, OK monthly; Delaware, OK readings join Delaware, OK foreclosure, lien and ownership parcels (Delaware, OK), so cost-squeezed Delaware, OK owners surface before listing.
Inside Oklahoma, Delaware County ranks 17th of 77 counties for home-insurance distress at 49/100; Mcclain County (51/100) sits just above Delaware County, and Garvin County (47/100) sits just below Delaware County.
Deterministic. Every Delaware County, OK signal traces to a public Delaware dataset (FEMA, NFIP, Census for Delaware, OK) · how insurance distress works in Delaware, OK · methodology
FAQ: Delaware County, OK insurance distress
What is the Delaware County, OK home-insurance-distress score?
Delaware, OK: 49/100 (MEDIUM), #1,098 of 3,222, #17 in Oklahoma. FEMA hazard, Delaware, OK: 40/100; NFIP stress, Delaware, OK: 63/100; construction, Delaware, OK: 75/100; Delaware, OK rescores monthly.
Is Delaware County insurance distress getting better or worse (OK)?
Delaware, OK: 57 in March 2026; Delaware, OK: 49 in October 2026 (better); Delaware, OK climate component 40; Delaware, OK NFIP claims score 63.
How many flood-insurance claims has Delaware County, OK had?
Delaware, OK: 1 NFIP claims, three years; Delaware, OK paid $26,953; per Delaware, OK claim $26,953; carriers reprice Delaware, OK against that record.
Which Delaware County ZIP codes carry the most insurance distress (OK)?
Delaware, OK, June 2026: 74346 at 0, 74368 at 0, 74338 at 0, 74342 at 0; Delaware, OK climate scores there: 78, 78, 77, 77.
Why does Delaware, OK insurance distress create sellers?
A Delaware, OK premium outruns the Delaware, OK budget; a carrier leaves Delaware, OK; Delaware, OK carrying cost passes plan; Delaware, OK owners sell while current; Delaware, OK insurance distress leads Delaware, OK foreclosure data.