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Dewey County, OK: Home-Insurance Distress & Forced-Sale Pressure

Dewey County, OK: 35/100 (moderate) home-insurance distress; Dewey, OK band LOW; Dewey, OK #1,477 of 3,222 counties; Dewey, OK #25 of 77 in Oklahoma; raw Dewey, OK 46.9; Dewey, OK coverage multiplier 0.85.

FEMA hazard, Dewey, OK: 68/100; Dewey, OK declarations, three years: 6; Dewey, OK perils: 4 fire; Dewey, OK five-year count 3 (severity 6.0); Dewey, OK ten-year 3; hazard-weighted, Dewey, OK: 12.0.

Declared incidents on the Dewey, OK record: 2026 Fire 2; 2025 Fire 2 (Dewey, OK).

NFIP claims, Dewey, OK, three years: none; Dewey, OK claim-stress 0/100.

Dewey, OK monthly score rose, 33 (March 2026) to 35 (October 2026); Dewey, OK by month: March 33, April 33, May 38, June 38 (Dewey, OK), July 36, August 36, September 36, October 35.

Dewey, OK components: climate 68; Dewey, OK retreat index 35; Dewey, OK climate multiplier 0.85.

Construction distress, Dewey, OK: 40/100 as of August 2026 (Dewey, OK: 38/100 one-to-four unit, 12/100 multifamily).

Dewey, OK ZIPs, June 2026 (Dewey, OK, 12 highest): score 0 (Dewey, OK), climate 50 (Dewey, OK): 73669; score 0 (Dewey, OK), climate 43 (Dewey, OK): 73853; score 0 (Dewey, OK), climate 31 (Dewey, OK): 73755; score 0 (Dewey, OK), climate 30 (Dewey, OK): 73646; score 0 (Dewey, OK), climate 23 (Dewey, OK): 73654, 73724, 73859; score 0 (Dewey, OK), climate 17 (Dewey, OK): 73658, 73663; score 0 (Dewey, OK), climate 16 (Dewey, OK): 73659, 73667, 73835.

DLRadar rescores Dewey, OK monthly; Dewey, OK readings join Dewey, OK foreclosure, lien and ownership parcels (Dewey, OK), so cost-squeezed Dewey, OK owners surface before listing.

Inside Oklahoma, Dewey County ranks 25th of 77 counties for home-insurance distress at 35/100; Beaver County (35/100) sits just above Dewey County, and Ellis County (35/100) sits just below Dewey County.

Insurance distress
35/100
Dewey, OK: LOW
National rank
#1477
Dewey, OK: of 3,222 counties
FEMA hazard
68/100
Dewey County hazard
NFIP claim stress
0/100
Dewey, OK 3-year
Flood claims (3y)
0
Dewey, OK
Claims paid (3y)
$0
Dewey, OK payouts
Per claim
$0
Dewey, OK
Construction distress
40/100
Dewey, OK

Deterministic. Every Dewey County, OK signal traces to a public Dewey dataset (FEMA, NFIP, Census for Dewey, OK) · how insurance distress works in Dewey, OK · methodology

FAQ: Dewey County, OK insurance distress

What is the Dewey County, OK home-insurance-distress score?

Dewey, OK: 35/100 (LOW), #1,477 of 3,222, #25 in Oklahoma. FEMA hazard, Dewey, OK: 68/100; NFIP stress, Dewey, OK: 0/100; construction, Dewey, OK: 40/100; Dewey, OK rescores monthly.

Is Dewey County insurance distress getting better or worse (OK)?

Dewey, OK: 33 in March 2026; Dewey, OK: 35 in October 2026 (worse); Dewey, OK climate component 68.

Which Dewey County ZIP codes carry the most insurance distress (OK)?

Dewey, OK, June 2026: 73669 at 0, 73853 at 0, 73755 at 0, 73646 at 0; Dewey, OK climate scores there: 50, 43, 31, 30.

Why does Dewey, OK insurance distress create sellers?

A Dewey, OK premium outruns the Dewey, OK budget; a carrier leaves Dewey, OK; Dewey, OK carrying cost passes plan; Dewey, OK owners sell while current; Dewey, OK insurance distress leads Dewey, OK foreclosure data.

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