Ellis County, OK: Home-Insurance Distress & Forced-Sale Pressure
Ellis County, OK: 35/100 (moderate) home-insurance distress; Ellis, OK band LOW; Ellis, OK #1,478 of 3,222 counties; Ellis, OK #26 of 77 in Oklahoma; raw Ellis, OK 46.9; Ellis, OK coverage multiplier 0.85.
FEMA hazard, Ellis, OK: 68/100; Ellis, OK declarations, three years: 6; Ellis, OK perils: 4 fire; Ellis, OK five-year count 6 (severity 10.5); Ellis, OK ten-year 6; hazard-weighted, Ellis, OK: 12.0.
Declared incidents on the Ellis, OK record: 2025 Fire 2; 2024 Fire 2 (Ellis, OK).
NFIP claims, Ellis, OK, three years: none; Ellis, OK claim-stress 0/100.
Ellis, OK monthly score fell, 40 (March 2026) to 35 (October 2026); Ellis, OK by month: March 40, April 40, May 38, June 38 (Ellis, OK), July 36, August 36, September 36, October 35.
Ellis, OK components: climate 68; Ellis, OK retreat index 35; Ellis, OK climate multiplier 0.85.
Construction distress, Ellis, OK: 6/100 as of August 2026 (Ellis, OK: 6/100 one-to-four unit, 0/100 multifamily).
Ellis, OK ZIPs, June 2026 (Ellis, OK, 7 highest): score 0 (Ellis, OK), climate 30 (Ellis, OK): 73841; score 0 (Ellis, OK), climate 27 (Ellis, OK): 73851; score 0 (Ellis, OK), climate 26 (Ellis, OK): 73840; score 0 (Ellis, OK), climate 23 (Ellis, OK): 73859; score 0 (Ellis, OK), climate 22 (Ellis, OK): 73832, 73843; score 0 (Ellis, OK), climate 20 (Ellis, OK): 73858.
DLRadar rescores Ellis, OK monthly; Ellis, OK readings join Ellis, OK foreclosure, lien and ownership parcels (Ellis, OK), so cost-squeezed Ellis, OK owners surface before listing.
Inside Oklahoma, Ellis County ranks 26th of 77 counties for home-insurance distress at 35/100; Dewey County (35/100) sits just above Ellis County, and Woodward County (35/100) sits just below Ellis County.
Deterministic. Every Ellis County, OK signal traces to a public Ellis dataset (FEMA, NFIP, Census for Ellis, OK) · how insurance distress works in Ellis, OK · methodology
FAQ: Ellis County, OK insurance distress
What is the Ellis County, OK home-insurance-distress score?
Ellis, OK: 35/100 (LOW), #1,478 of 3,222, #26 in Oklahoma. FEMA hazard, Ellis, OK: 68/100; NFIP stress, Ellis, OK: 0/100; construction, Ellis, OK: 6/100; Ellis, OK rescores monthly.
Is Ellis County insurance distress getting better or worse (OK)?
Ellis, OK: 40 in March 2026; Ellis, OK: 35 in October 2026 (better); Ellis, OK climate component 68.
Which Ellis County ZIP codes carry the most insurance distress (OK)?
Ellis, OK, June 2026: 73841 at 0, 73851 at 0, 73840 at 0, 73859 at 0; Ellis, OK climate scores there: 30, 27, 26, 23.
Why does Ellis, OK insurance distress create sellers?
A Ellis, OK premium outruns the Ellis, OK budget; a carrier leaves Ellis, OK; Ellis, OK carrying cost passes plan; Ellis, OK owners sell while current; Ellis, OK insurance distress leads Ellis, OK foreclosure data.