Garvin County, OK: Home-Insurance Distress & Forced-Sale Pressure
Garvin County, OK: 47/100 (elevated) home-insurance distress; Garvin, OK band MEDIUM; Garvin, OK #1,160 of 3,222 counties; Garvin, OK #18 of 77 in Oklahoma; raw Garvin, OK 50.5.
FEMA hazard, Garvin, OK: 40/100; Garvin, OK declarations, three years: 3; Garvin, OK perils: 3 severe-storm; Garvin, OK five-year count 3 (severity 6.0); Garvin, OK ten-year 3; hazard-weighted, Garvin, OK: 3.0.
Declared incidents on the Garvin, OK record: 2025 Severe Storm 2 (Garvin, OK).
NFIP claims, Garvin, OK, three years: 1; Garvin, OK payouts $14,199; per Garvin, OK claim $14,199; Garvin, OK claim-stress 58/100.
Garvin, OK monthly score fell, 56 (March 2026) to 47 (October 2026); Garvin, OK by month: March 56, April 56, May 53, June 53 (Garvin, OK), July 51, August 49, September 49, October 47.
Garvin, OK components: climate 40, NFIP claims 58; Garvin, OK retreat index 47.
Construction distress, Garvin, OK: 22/100 as of August 2026 (Garvin, OK: 22/100 one-to-four unit, 0/100 multifamily).
Garvin, OK ZIPs, June 2026 (Garvin, OK, 13 highest): score 0 (Garvin, OK), climate 70 (Garvin, OK): 73481; score 0 (Garvin, OK), climate 67 (Garvin, OK): 73444; score 0 (Garvin, OK), climate 65 (Garvin, OK): 74831; score 0 (Garvin, OK), climate 64 (Garvin, OK): 73052; score 0 (Garvin, OK), climate 63 (Garvin, OK): 73057, 73434; score 0 (Garvin, OK), climate 62 (Garvin, OK): 73074; score 0 (Garvin, OK), climate 61 (Garvin, OK): 73075, 73433, 74872; score 0 (Garvin, OK), climate 60 (Garvin, OK): 74865; score 0 (Garvin, OK), climate 55 (Garvin, OK): 73098; score 0 (Garvin, OK), climate 33 (Garvin, OK): 73030.
DLRadar rescores Garvin, OK monthly; Garvin, OK readings join Garvin, OK foreclosure, lien and ownership parcels (Garvin, OK), so cost-squeezed Garvin, OK owners surface before listing.
Inside Oklahoma, Garvin County ranks 18th of 77 counties for home-insurance distress at 47/100; Delaware County (49/100) sits just above Garvin County, and Mayes County (46/100) sits just below Garvin County.
Deterministic. Every Garvin County, OK signal traces to a public Garvin dataset (FEMA, NFIP, Census for Garvin, OK) · how insurance distress works in Garvin, OK · methodology
FAQ: Garvin County, OK insurance distress
What is the Garvin County, OK home-insurance-distress score?
Garvin, OK: 47/100 (MEDIUM), #1,160 of 3,222, #18 in Oklahoma. FEMA hazard, Garvin, OK: 40/100; NFIP stress, Garvin, OK: 58/100; construction, Garvin, OK: 22/100; Garvin, OK rescores monthly.
Is Garvin County insurance distress getting better or worse (OK)?
Garvin, OK: 56 in March 2026; Garvin, OK: 47 in October 2026 (better); Garvin, OK climate component 40; Garvin, OK NFIP claims score 58.
How many flood-insurance claims has Garvin County, OK had?
Garvin, OK: 1 NFIP claims, three years; Garvin, OK paid $14,199; per Garvin, OK claim $14,199; carriers reprice Garvin, OK against that record.
Which Garvin County ZIP codes carry the most insurance distress (OK)?
Garvin, OK, June 2026: 73481 at 0, 73444 at 0, 74831 at 0, 73052 at 0; Garvin, OK climate scores there: 70, 67, 65, 64.
Why does Garvin, OK insurance distress create sellers?
A Garvin, OK premium outruns the Garvin, OK budget; a carrier leaves Garvin, OK; Garvin, OK carrying cost passes plan; Garvin, OK owners sell while current; Garvin, OK insurance distress leads Garvin, OK foreclosure data.