Grady County, OK: Home-Insurance Distress & Forced-Sale Pressure
Grady County, OK: 27/100 (moderate) home-insurance distress; Grady, OK band LOW; Grady, OK #1,776 of 3,222 counties; Grady, OK #35 of 77 in Oklahoma; raw Grady, OK 31.2; Grady, OK coverage multiplier 0.85.
FEMA hazard, Grady, OK: 52/100; Grady, OK declarations, three years: 2; Grady, OK perils: 2 fire; Grady, OK five-year count 3 (severity 6.0); Grady, OK ten-year 3; hazard-weighted, Grady, OK: 4.0.
Declared incidents on the Grady, OK record: 2025 Fire 2 (Grady, OK).
NFIP claims, Grady, OK, three years: none; Grady, OK claim-stress 0/100.
Grady, OK monthly score fell, 33 (March 2026) to 26 (October 2026); Grady, OK by month: March 33, April 33, May 30, June 30 (Grady, OK), July 27, August 26, September 27, October 26.
Grady, OK components: climate 52; Grady, OK retreat index 26; Grady, OK climate multiplier 0.85.
Construction distress, Grady, OK: 48/100 as of August 2026 (Grady, OK: 61/100 one-to-four unit, 0/100 multifamily).
Grady, OK ZIPs, June 2026 (Grady, OK, 14 highest): score 0 (Grady, OK), climate 76 (Grady, OK): 73002, 73004, 73011, 73018, Grady, OK 73067, 73082, 73089; score 0 (Grady, OK), climate 72 (Grady, OK): 73059, 73079; score 0 (Grady, OK), climate 71 (Grady, OK): 73010; score 0 (Grady, OK), climate 68 (Grady, OK): 73017, 73055, 73092; score 0 (Grady, OK), climate 64 (Grady, OK): 73052.
DLRadar rescores Grady, OK monthly; Grady, OK readings join Grady, OK foreclosure, lien and ownership parcels (Grady, OK), so cost-squeezed Grady, OK owners surface before listing.
Inside Oklahoma, Grady County ranks 35th of 77 counties for home-insurance distress at 27/100; Beckham County (27/100) sits just above Grady County, and Kay County (26/100) sits just below Grady County.
Deterministic. Every Grady County, OK signal traces to a public Grady dataset (FEMA, NFIP, Census for Grady, OK) · how insurance distress works in Grady, OK · methodology
FAQ: Grady County, OK insurance distress
What is the Grady County, OK home-insurance-distress score?
Grady, OK: 27/100 (LOW), #1,776 of 3,222, #35 in Oklahoma. FEMA hazard, Grady, OK: 52/100; NFIP stress, Grady, OK: 0/100; construction, Grady, OK: 48/100; Grady, OK rescores monthly.
Is Grady County insurance distress getting better or worse (OK)?
Grady, OK: 33 in March 2026; Grady, OK: 26 in October 2026 (better); Grady, OK climate component 52.
Which Grady County ZIP codes carry the most insurance distress (OK)?
Grady, OK, June 2026: 73002 at 0, 73004 at 0, 73011 at 0, 73018 at 0; Grady, OK climate scores there: 76, 76, 76, 76.
Why does Grady, OK insurance distress create sellers?
A Grady, OK premium outruns the Grady, OK budget; a carrier leaves Grady, OK; Grady, OK carrying cost passes plan; Grady, OK owners sell while current; Grady, OK insurance distress leads Grady, OK foreclosure data.