Hughes County, OK: Home-Insurance Distress & Forced-Sale Pressure
Hughes County, OK: 0/100 (low) home-insurance distress; Hughes, OK band ZERO; Hughes, OK #3,001 of 3,222 counties; Hughes, OK #67 of 77 in Oklahoma; Hughes, OK coverage multiplier 0.70.
FEMA hazard, Hughes, OK: 0/100; Hughes, OK declarations, three years: 2; Hughes, OK five-year count 3 (severity 4.5); Hughes, OK ten-year 3.
Declared incidents on the Hughes, OK record: 2024 Tornado 2 (Hughes, OK).
NFIP claims, Hughes, OK, three years: none; Hughes, OK claim-stress 0/100.
Hughes, OK monthly score: 0 in every month from March 2026 (Hughes, OK) through October 2026.
Hughes, OK components: all zero this month; Hughes, OK climate multiplier 0.70.
Construction distress, Hughes, OK: 91/100 as of August 2026 (Hughes, OK: 91/100 one-to-four unit, 33/100 multifamily).
Hughes, OK ZIPs, June 2026 (Hughes, OK, 10 highest): score 0 (Hughes, OK), climate 51 (Hughes, OK): 74884; score 0 (Hughes, OK), climate 50 (Hughes, OK): 74867; score 0 (Hughes, OK), climate 48 (Hughes, OK): 74570; score 0 (Hughes, OK), climate 46 (Hughes, OK): 74825; score 0 (Hughes, OK), climate 37 (Hughes, OK): 74839; score 0 (Hughes, OK), climate 34 (Hughes, OK): 74827, 74848, 74850; score 0 (Hughes, OK), climate 33 (Hughes, OK): 74531, 74883.
DLRadar rescores Hughes, OK monthly; Hughes, OK readings join Hughes, OK foreclosure, lien and ownership parcels (Hughes, OK), so cost-squeezed Hughes, OK owners surface before listing.
Inside Oklahoma, Hughes County ranks 67th of 77 counties for home-insurance distress at 0/100; Haskell County (0/100) sits just above Hughes County, and Johnston County (0/100) sits just below Hughes County.
Deterministic. Every Hughes County, OK signal traces to a public Hughes dataset (FEMA, NFIP, Census for Hughes, OK) · how insurance distress works in Hughes, OK · methodology
FAQ: Hughes County, OK insurance distress
What is the Hughes County, OK home-insurance-distress score?
Hughes, OK: 0/100 (ZERO), #3,001 of 3,222, #67 in Oklahoma. FEMA hazard, Hughes, OK: 0/100; NFIP stress, Hughes, OK: 0/100; construction, Hughes, OK: 91/100; Hughes, OK rescores monthly.
Is Hughes County insurance distress getting better or worse (OK)?
Hughes, OK: 0 in March 2026; Hughes, OK: 0 in October 2026 (unchanged).
Which Hughes County ZIP codes carry the most insurance distress (OK)?
Hughes, OK, June 2026: 74884 at 0, 74867 at 0, 74570 at 0, 74825 at 0; Hughes, OK climate scores there: 51, 50, 48, 46.
Why does Hughes, OK insurance distress create sellers?
A Hughes, OK premium outruns the Hughes, OK budget; a carrier leaves Hughes, OK; Hughes, OK carrying cost passes plan; Hughes, OK owners sell while current; Hughes, OK insurance distress leads Hughes, OK foreclosure data.