Latimer County, OK: Home-Insurance Distress & Forced-Sale Pressure
Latimer County, OK: 22/100 (low) home-insurance distress; Latimer, OK band LOW; Latimer, OK #2,065 of 3,222 counties; Latimer, OK #50 of 77 in Oklahoma; raw Latimer, OK 25.6; Latimer, OK coverage multiplier 0.85.
FEMA hazard, Latimer, OK: 0/100; Latimer, OK declarations, three years: none.
NFIP claims, Latimer, OK, three years: 1; Latimer, OK payouts $30,000; per Latimer, OK claim $30,000; Latimer, OK claim-stress 64/100.
Latimer, OK monthly score fell, 23 (March 2026) to 22 (October 2026); Latimer, OK by month: March 23, April 23, May 23, June 23 (Latimer, OK), July 23, August 23, September 23, October 22.
Latimer, OK components: NFIP claims 64; Latimer, OK retreat index 22; Latimer, OK climate multiplier 0.85.
Construction distress, Latimer, OK: 29/100 as of August 2026 (Latimer, OK: 29/100 one-to-four unit, 3/100 multifamily).
Latimer, OK ZIPs, June 2026 (Latimer, OK, 7 highest): score 0 (Latimer, OK), climate 75 (Latimer, OK): 74966; score 0 (Latimer, OK), climate 67 (Latimer, OK): 74547; score 0 (Latimer, OK), climate 48 (Latimer, OK): 74571; score 0 (Latimer, OK), climate 31 (Latimer, OK): 74563; score 0 (Latimer, OK), climate 28 (Latimer, OK): 74578; score 0 (Latimer, OK), climate 27 (Latimer, OK): 74536, 74574.
DLRadar rescores Latimer, OK monthly; Latimer, OK readings join Latimer, OK foreclosure, lien and ownership parcels (Latimer, OK), so cost-squeezed Latimer, OK owners surface before listing.
Inside Oklahoma, Latimer County ranks 42nd of 77 counties for home-insurance distress at 22/100; Cotton County (24/100) sits just above Latimer County, and Bryan County (21/100) sits just below Latimer County.
Deterministic. Every Latimer County, OK signal traces to a public Latimer dataset (FEMA, NFIP, Census for Latimer, OK) · how insurance distress works in Latimer, OK · methodology
FAQ: Latimer County, OK insurance distress
What is the Latimer County, OK home-insurance-distress score?
Latimer, OK: 22/100 (LOW), #2,065 of 3,222, #50 in Oklahoma. FEMA hazard, Latimer, OK: 0/100; NFIP stress, Latimer, OK: 64/100; construction, Latimer, OK: 29/100; Latimer, OK rescores monthly.
Is Latimer County insurance distress getting better or worse (OK)?
Latimer, OK: 23 in March 2026; Latimer, OK: 22 in October 2026 (better); Latimer, OK NFIP claims score 64.
How many flood-insurance claims has Latimer County, OK had?
Latimer, OK: 1 NFIP claims, three years; Latimer, OK paid $30,000; per Latimer, OK claim $30,000; carriers reprice Latimer, OK against that record.
Which Latimer County ZIP codes carry the most insurance distress (OK)?
Latimer, OK, June 2026: 74966 at 0, 74547 at 0, 74571 at 0, 74563 at 0; Latimer, OK climate scores there: 75, 67, 48, 31.
Why does Latimer, OK insurance distress create sellers?
A Latimer, OK premium outruns the Latimer, OK budget; a carrier leaves Latimer, OK; Latimer, OK carrying cost passes plan; Latimer, OK owners sell while current; Latimer, OK insurance distress leads Latimer, OK foreclosure data.