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Mccurtain County, OK: Home-Insurance Distress & Forced-Sale Pressure

Mccurtain County, OK: 24/100 (low) home-insurance distress; Mccurtain, OK band LOW; Mccurtain, OK #1,967 of 3,222 counties; Mccurtain, OK #40 of 77 in Oklahoma; raw Mccurtain, OK 28.7; Mccurtain, OK coverage multiplier 0.85.

FEMA hazard, Mccurtain, OK: 0/100; Mccurtain, OK declarations, three years: none; Mccurtain, OK five-year count 3 (severity 3.0); Mccurtain, OK ten-year 3.

Declared incidents on the Mccurtain, OK record: 2023 Severe Storm 1 (Mccurtain, OK).

NFIP claims, Mccurtain, OK, three years: 5; Mccurtain, OK payouts $79,239; per Mccurtain, OK claim $15,848; Mccurtain, OK claim-stress 72/100.

Mccurtain, OK monthly score rose, 0 (March 2026) to 24 (October 2026); Mccurtain, OK by month: March 0, April 0, May 0, June 0 (Mccurtain, OK), July 0, August 0, September 0, October 24.

Mccurtain, OK components: NFIP claims 72; Mccurtain, OK retreat index 24; Mccurtain, OK climate multiplier 0.85.

Construction distress, Mccurtain, OK: 2/100 as of August 2026 (Mccurtain, OK: 2/100 one-to-four unit, 0/100 multifamily).

Mccurtain, OK ZIPs, June 2026 (Mccurtain, OK, 16 highest): score 0 (Mccurtain, OK), climate 74 (Mccurtain, OK): 74957; score 0 (Mccurtain, OK), climate 65 (Mccurtain, OK): 74722, 74724, 74734, 74736, Mccurtain, OK 74737, 74740, 74745, 74750, Mccurtain, OK 74766, 74963; score 0 (Mccurtain, OK), climate 63 (Mccurtain, OK): 74764; score 0 (Mccurtain, OK), climate 61 (Mccurtain, OK): 74728; score 0 (Mccurtain, OK), climate 57 (Mccurtain, OK): 74755; score 0 (Mccurtain, OK), climate 51 (Mccurtain, OK): 74754; score 0 (Mccurtain, OK), climate 42 (Mccurtain, OK): 71937.

DLRadar rescores Mccurtain, OK monthly; Mccurtain, OK readings join Mccurtain, OK foreclosure, lien and ownership parcels (Mccurtain, OK), so cost-squeezed Mccurtain, OK owners surface before listing.

Inside Oklahoma, Mccurtain County ranks 40th of 77 counties for home-insurance distress at 24/100; Wagoner County (25/100) sits just above Mccurtain County, and Cotton County (24/100) sits just below Mccurtain County.

Insurance distress
24/100
Mccurtain, OK: LOW
National rank
#1967
Mccurtain, OK: of 3,222 counties
FEMA hazard
0/100
Mccurtain County hazard
NFIP claim stress
72/100
Mccurtain, OK 3-year
Flood claims (3y)
5
Mccurtain, OK
Claims paid (3y)
$79,239
Mccurtain, OK payouts
Per claim
$15,848
Mccurtain, OK
Construction distress
2/100
Mccurtain, OK

Deterministic. Every Mccurtain County, OK signal traces to a public Mccurtain dataset (FEMA, NFIP, Census for Mccurtain, OK) · how insurance distress works in Mccurtain, OK · methodology

FAQ: Mccurtain County, OK insurance distress

What is the Mccurtain County, OK home-insurance-distress score?

Mccurtain, OK: 24/100 (LOW), #1,967 of 3,222, #40 in Oklahoma. FEMA hazard, Mccurtain, OK: 0/100; NFIP stress, Mccurtain, OK: 72/100; construction, Mccurtain, OK: 2/100; Mccurtain, OK rescores monthly.

Is Mccurtain County insurance distress getting better or worse (OK)?

Mccurtain, OK: 0 in March 2026; Mccurtain, OK: 24 in October 2026 (worse); Mccurtain, OK NFIP claims score 72.

How many flood-insurance claims has Mccurtain County, OK had?

Mccurtain, OK: 5 NFIP claims, three years; Mccurtain, OK paid $79,239; per Mccurtain, OK claim $15,848; carriers reprice Mccurtain, OK against that record.

Which Mccurtain County ZIP codes carry the most insurance distress (OK)?

Mccurtain, OK, June 2026: 74957 at 0, 74722 at 0, 74724 at 0, 74734 at 0; Mccurtain, OK climate scores there: 74, 65, 65, 65.

Why does Mccurtain, OK insurance distress create sellers?

A Mccurtain, OK premium outruns the Mccurtain, OK budget; a carrier leaves Mccurtain, OK; Mccurtain, OK carrying cost passes plan; Mccurtain, OK owners sell while current; Mccurtain, OK insurance distress leads Mccurtain, OK foreclosure data.

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