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Murray County, OK: Home-Insurance Distress & Forced-Sale Pressure

Murray County, OK: 56/100 (elevated) home-insurance distress; Murray, OK band MEDIUM; Murray, OK #991 of 3,222 counties; Murray, OK #11 of 77 in Oklahoma.

FEMA hazard, Murray, OK: 52/100; Murray, OK declarations, three years: 4; Murray, OK perils: 2 fire; Murray, OK five-year count 3 (severity 4.5); Murray, OK ten-year 3; hazard-weighted, Murray, OK: 4.0.

Declared incidents on the Murray, OK record: 2026 Fire 3; 2024 Tornado 3 (Murray, OK).

NFIP claims, Murray, OK, three years: 1; Murray, OK payouts $23,627; per Murray, OK claim $23,627; Murray, OK claim-stress 62/100.

Murray, OK monthly score rose, 22 (March 2026) to 61 (October 2026); Murray, OK by month: March 22, April 22, May 61, June 61 (Murray, OK), July 58, August 57, September 57, October 61.

Murray, OK components: climate 60, NFIP claims 62; Murray, OK retreat index 61.

Construction distress, Murray, OK: 26/100 as of August 2026 (Murray, OK: 26/100 one-to-four unit, 0/100 multifamily).

Murray, OK ZIPs, June 2026 (Murray, OK, 7 highest): score 0 (Murray, OK), climate 67 (Murray, OK): 73444; score 0 (Murray, OK), climate 60 (Murray, OK): 74865; score 0 (Murray, OK), climate 55 (Murray, OK): 73098; score 0 (Murray, OK), climate 33 (Murray, OK): 73030; score 0 (Murray, OK), climate 29 (Murray, OK): 73032, 73086; score 0 (Murray, OK), climate 22 (Murray, OK): 74856.

DLRadar rescores Murray, OK monthly; Murray, OK readings join Murray, OK foreclosure, lien and ownership parcels (Murray, OK), so cost-squeezed Murray, OK owners surface before listing.

Inside Oklahoma, Murray County ranks 11th of 77 counties for home-insurance distress at 56/100; Rogers County (56/100) sits just above Murray County, and Kiowa County (54/100) sits just below Murray County.

Insurance distress
56/100
Murray, OK: MEDIUM
National rank
#991
Murray, OK: of 3,222 counties
FEMA hazard
52/100
Murray County hazard
NFIP claim stress
62/100
Murray, OK 3-year
Flood claims (3y)
1
Murray, OK
Claims paid (3y)
$23,627
Murray, OK payouts
Per claim
$23,627
Murray, OK
Construction distress
26/100
Murray, OK

Deterministic. Every Murray County, OK signal traces to a public Murray dataset (FEMA, NFIP, Census for Murray, OK) · how insurance distress works in Murray, OK · methodology

FAQ: Murray County, OK insurance distress

What is the Murray County, OK home-insurance-distress score?

Murray, OK: 56/100 (MEDIUM), #991 of 3,222, #11 in Oklahoma. FEMA hazard, Murray, OK: 52/100; NFIP stress, Murray, OK: 62/100; construction, Murray, OK: 26/100; Murray, OK rescores monthly.

Is Murray County insurance distress getting better or worse (OK)?

Murray, OK: 22 in March 2026; Murray, OK: 61 in October 2026 (worse); Murray, OK climate component 60; Murray, OK NFIP claims score 62.

How many flood-insurance claims has Murray County, OK had?

Murray, OK: 1 NFIP claims, three years; Murray, OK paid $23,627; per Murray, OK claim $23,627; carriers reprice Murray, OK against that record.

Which Murray County ZIP codes carry the most insurance distress (OK)?

Murray, OK, June 2026: 73444 at 0, 74865 at 0, 73098 at 0, 73030 at 0; Murray, OK climate scores there: 67, 60, 55, 33.

Why does Murray, OK insurance distress create sellers?

A Murray, OK premium outruns the Murray, OK budget; a carrier leaves Murray, OK; Murray, OK carrying cost passes plan; Murray, OK owners sell while current; Murray, OK insurance distress leads Murray, OK foreclosure data.

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