Oklahoma County, OK: Home-Insurance Distress & Forced-Sale Pressure
Oklahoma County, OK: 78/100 (severe) home-insurance distress; Oklahoma, OK band MEDIUM; Oklahoma, OK #435 of 3,222 counties; Oklahoma, OK #3 of 77 in Oklahoma; raw Oklahoma, OK 82.0.
FEMA hazard, Oklahoma, OK: 84/100; Oklahoma, OK declarations, three years: 12; Oklahoma, OK perils: 6 fire, 3 severe-storm; Oklahoma, OK five-year count 12 (severity 21.0); Oklahoma, OK ten-year 12; hazard-weighted, Oklahoma, OK: 21.0.
Declared incidents on the Oklahoma, OK record: 2026 Fire 2; 2025 Fire 4 (Oklahoma, OK); 2025 Severe Storm 2; 2023 Fire 3 (Oklahoma, OK).
NFIP claims, Oklahoma, OK, three years: 8; Oklahoma, OK payouts $41,466; per Oklahoma, OK claim $5,183; Oklahoma, OK claim-stress 68/100.
Oklahoma, OK monthly score fell, 78 (March 2026) to 77 (October 2026); Oklahoma, OK by month: March 78, April 78, May 75, June 75 (Oklahoma, OK), July 74, August 81, September 79, October 77.
Oklahoma, OK components: climate 83, NFIP claims 68; Oklahoma, OK retreat index 77.
Construction distress, Oklahoma, OK: 48/100 as of August 2026 (Oklahoma, OK: 48/100 one-to-four unit, 49/100 multifamily).
Oklahoma, OK ZIPs, June 2026 (Oklahoma, OK, 16 highest): score 0 (Oklahoma, OK), climate 98 (Oklahoma, OK): 73003, 73008, 73012, 73013, Oklahoma, OK 73049, 73066, 73084, 73097, Oklahoma, OK 73102, 73103, 73104, 73105, Oklahoma, OK 73106, 73107, 73108, 73109.
DLRadar rescores Oklahoma, OK monthly; Oklahoma, OK readings join Oklahoma, OK foreclosure, lien and ownership parcels (Oklahoma, OK), so cost-squeezed Oklahoma, OK owners surface before listing.
Inside Oklahoma, Oklahoma County ranks 3rd of 77 counties for home-insurance distress at 78/100; Cleveland County (79/100) sits just above Oklahoma County, and Pottawatomie County (71/100) sits just below Oklahoma County.
Deterministic. Every Oklahoma County, OK signal traces to a public Oklahoma dataset (FEMA, NFIP, Census for Oklahoma, OK) · how insurance distress works in Oklahoma, OK · methodology
FAQ: Oklahoma County, OK insurance distress
What is the Oklahoma County, OK home-insurance-distress score?
Oklahoma, OK: 78/100 (MEDIUM), #435 of 3,222, #3 in Oklahoma. FEMA hazard, Oklahoma, OK: 84/100; NFIP stress, Oklahoma, OK: 68/100; construction, Oklahoma, OK: 48/100; Oklahoma, OK rescores monthly.
Is Oklahoma County insurance distress getting better or worse (OK)?
Oklahoma, OK: 78 in March 2026; Oklahoma, OK: 77 in October 2026 (better); Oklahoma, OK climate component 83; Oklahoma, OK NFIP claims score 68.
How many flood-insurance claims has Oklahoma County, OK had?
Oklahoma, OK: 8 NFIP claims, three years; Oklahoma, OK paid $41,466; per Oklahoma, OK claim $5,183; carriers reprice Oklahoma, OK against that record.
Which Oklahoma County ZIP codes carry the most insurance distress (OK)?
Oklahoma, OK, June 2026: 73003 at 0, 73008 at 0, 73012 at 0, 73013 at 0; Oklahoma, OK climate scores there: 98, 98, 98, 98.
Why does Oklahoma, OK insurance distress create sellers?
A Oklahoma, OK premium outruns the Oklahoma, OK budget; a carrier leaves Oklahoma, OK; Oklahoma, OK carrying cost passes plan; Oklahoma, OK owners sell while current; Oklahoma, OK insurance distress leads Oklahoma, OK foreclosure data.