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Pottawatomie County, OK: Home-Insurance Distress & Forced-Sale Pressure

Pottawatomie County, OK: 71/100 (severe) home-insurance distress; Pottawatomie, OK band MEDIUM; Pottawatomie, OK #602 of 3,222 counties; Pottawatomie, OK #4 of 77 in Oklahoma; raw Pottawatomie, OK 77.0.

FEMA hazard, Pottawatomie, OK: 68/100; Pottawatomie, OK declarations, three years: 9; Pottawatomie, OK perils: 4 fire; Pottawatomie, OK five-year count 12 (severity 19.5); Pottawatomie, OK ten-year 12; hazard-weighted, Pottawatomie, OK: 12.0.

Declared incidents on the Pottawatomie, OK record: 2025 Fire 4; 2024 Tornado 2 (Pottawatomie, OK); 2023 Tornado 3 (Pottawatomie, OK).

NFIP claims, Pottawatomie, OK, three years: 2; Pottawatomie, OK payouts $114,348; per Pottawatomie, OK claim $57,174; Pottawatomie, OK claim-stress 75/100.

Pottawatomie, OK monthly score fell, 78 (March 2026) to 71 (October 2026); Pottawatomie, OK by month: March 78, April 78, May 76, June 76 (Pottawatomie, OK), July 73, August 73, September 73, October 71.

Pottawatomie, OK components: climate 68, NFIP claims 75; Pottawatomie, OK retreat index 71.

Construction distress, Pottawatomie, OK: 90/100 as of August 2026 (Pottawatomie, OK: 73/100 one-to-four unit, 99/100 multifamily).

Pottawatomie, OK ZIPs, June 2026 (Pottawatomie, OK, 16 highest): score 0 (Pottawatomie, OK), climate 93 (Pottawatomie, OK): 74857; score 0 (Pottawatomie, OK), climate 91 (Pottawatomie, OK): 73051; score 0 (Pottawatomie, OK), climate 85 (Pottawatomie, OK): 73045; score 0 (Pottawatomie, OK), climate 81 (Pottawatomie, OK): 74878; score 0 (Pottawatomie, OK), climate 80 (Pottawatomie, OK): 74801, 74804, 74826, 74852, Pottawatomie, OK 74866, 74873; score 0 (Pottawatomie, OK), climate 76 (Pottawatomie, OK): 74851; score 0 (Pottawatomie, OK), climate 70 (Pottawatomie, OK): 74864; score 0 (Pottawatomie, OK), climate 67 (Pottawatomie, OK): 74855; score 0 (Pottawatomie, OK), climate 66 (Pottawatomie, OK): 74854; score 0 (Pottawatomie, OK), climate 63 (Pottawatomie, OK): 74820, 74840.

DLRadar rescores Pottawatomie, OK monthly; Pottawatomie, OK readings join Pottawatomie, OK foreclosure, lien and ownership parcels (Pottawatomie, OK), so cost-squeezed Pottawatomie, OK owners surface before listing.

Inside Oklahoma, Pottawatomie County ranks 4th of 77 counties for home-insurance distress at 71/100; Oklahoma County (78/100) sits just above Pottawatomie County, and Stephens County (71/100) sits just below Pottawatomie County.

Insurance distress
71/100
Pottawatomie, OK: MEDIUM
National rank
#602
Pottawatomie, OK: of 3,222 counties
FEMA hazard
68/100
Pottawatomie County hazard
NFIP claim stress
75/100
Pottawatomie, OK 3-year
Flood claims (3y)
2
Pottawatomie, OK
Claims paid (3y)
$114,348
Pottawatomie, OK payouts
Per claim
$57,174
Pottawatomie, OK
Construction distress
90/100
Pottawatomie, OK

Deterministic. Every Pottawatomie County, OK signal traces to a public Pottawatomie dataset (FEMA, NFIP, Census for Pottawatomie, OK) · how insurance distress works in Pottawatomie, OK · methodology

FAQ: Pottawatomie County, OK insurance distress

What is the Pottawatomie County, OK home-insurance-distress score?

Pottawatomie, OK: 71/100 (MEDIUM), #602 of 3,222, #4 in Oklahoma. FEMA hazard, Pottawatomie, OK: 68/100; NFIP stress, Pottawatomie, OK: 75/100; construction, Pottawatomie, OK: 90/100; Pottawatomie, OK rescores monthly.

Is Pottawatomie County insurance distress getting better or worse (OK)?

Pottawatomie, OK: 78 in March 2026; Pottawatomie, OK: 71 in October 2026 (better); Pottawatomie, OK climate component 68; Pottawatomie, OK NFIP claims score 75.

How many flood-insurance claims has Pottawatomie County, OK had?

Pottawatomie, OK: 2 NFIP claims, three years; Pottawatomie, OK paid $114,348; per Pottawatomie, OK claim $57,174; carriers reprice Pottawatomie, OK against that record.

Which Pottawatomie County ZIP codes carry the most insurance distress (OK)?

Pottawatomie, OK, June 2026: 74857 at 0, 73051 at 0, 73045 at 0, 74878 at 0; Pottawatomie, OK climate scores there: 93, 91, 85, 81.

Why does Pottawatomie, OK insurance distress create sellers?

A Pottawatomie, OK premium outruns the Pottawatomie, OK budget; a carrier leaves Pottawatomie, OK; Pottawatomie, OK carrying cost passes plan; Pottawatomie, OK owners sell while current; Pottawatomie, OK insurance distress leads Pottawatomie, OK foreclosure data.

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