Seminole County, OK: Home-Insurance Distress & Forced-Sale Pressure
Seminole County, OK: 30/100 (moderate) home-insurance distress; Seminole, OK band LOW; Seminole, OK #1,615 of 3,222 counties; Seminole, OK #34 of 77 in Oklahoma; raw Seminole, OK 35.1; Seminole, OK coverage multiplier 0.85.
FEMA hazard, Seminole, OK: 0/100; Seminole, OK declarations, three years: 3; Seminole, OK five-year count 3 (severity 4.5); Seminole, OK ten-year 3.
Declared incidents on the Seminole, OK record: 2024 Tornado 2 (Seminole, OK).
NFIP claims, Seminole, OK, three years: 9; Seminole, OK payouts $595,497; per Seminole, OK claim $66,166; Seminole, OK claim-stress 88/100.
Seminole, OK monthly score: 30 in every month from March 2026 (Seminole, OK) through October 2026.
Seminole, OK components: NFIP claims 88; Seminole, OK retreat index 30; Seminole, OK climate multiplier 0.85.
Construction distress, Seminole, OK: 78/100 as of August 2026 (Seminole, OK: 70/100 one-to-four unit, 86/100 multifamily).
Seminole, OK ZIPs, June 2026 (Seminole, OK, 10 highest): score 0 (Seminole, OK), climate 66 (Seminole, OK): 74854; score 0 (Seminole, OK), climate 63 (Seminole, OK): 74840; score 0 (Seminole, OK), climate 60 (Seminole, OK): 74849; score 0 (Seminole, OK), climate 52 (Seminole, OK): 74830, 74837, 74868; score 0 (Seminole, OK), climate 51 (Seminole, OK): 74884; score 0 (Seminole, OK), climate 50 (Seminole, OK): 74867; score 0 (Seminole, OK), climate 34 (Seminole, OK): 74848, 74859.
DLRadar rescores Seminole, OK monthly; Seminole, OK readings join Seminole, OK foreclosure, lien and ownership parcels (Seminole, OK), so cost-squeezed Seminole, OK owners surface before listing.
Inside Oklahoma, Seminole County ranks 32nd of 77 counties for home-insurance distress at 30/100; Tulsa County (31/100) sits just above Seminole County, and Pontotoc County (28/100) sits just below Seminole County.
Deterministic. Every Seminole County, OK signal traces to a public Seminole dataset (FEMA, NFIP, Census for Seminole, OK) · how insurance distress works in Seminole, OK · methodology
FAQ: Seminole County, OK insurance distress
What is the Seminole County, OK home-insurance-distress score?
Seminole, OK: 30/100 (LOW), #1,615 of 3,222, #34 in Oklahoma. FEMA hazard, Seminole, OK: 0/100; NFIP stress, Seminole, OK: 88/100; construction, Seminole, OK: 78/100; Seminole, OK rescores monthly.
Is Seminole County insurance distress getting better or worse (OK)?
Seminole, OK: 30 in March 2026; Seminole, OK: 30 in October 2026 (unchanged); Seminole, OK NFIP claims score 88.
How many flood-insurance claims has Seminole County, OK had?
Seminole, OK: 9 NFIP claims, three years; Seminole, OK paid $595,497; per Seminole, OK claim $66,166; carriers reprice Seminole, OK against that record.
Which Seminole County ZIP codes carry the most insurance distress (OK)?
Seminole, OK, June 2026: 74854 at 0, 74840 at 0, 74849 at 0, 74830 at 0; Seminole, OK climate scores there: 66, 63, 60, 52.
Why does Seminole, OK insurance distress create sellers?
A Seminole, OK premium outruns the Seminole, OK budget; a carrier leaves Seminole, OK; Seminole, OK carrying cost passes plan; Seminole, OK owners sell while current; Seminole, OK insurance distress leads Seminole, OK foreclosure data.