Texas County, OK: Home-Insurance Distress & Forced-Sale Pressure
Texas County, OK: 62/100 (elevated) home-insurance distress; Texas, OK band MEDIUM; Texas, OK #848 of 3,222 counties; Texas, OK #8 of 77 in Oklahoma.
FEMA hazard, Texas, OK: 52/100; Texas, OK declarations, three years: 2; Texas, OK perils: 2 fire; Texas, OK five-year count 3 (severity 6.0); Texas, OK ten-year 3; hazard-weighted, Texas, OK: 4.0.
Declared incidents on the Texas, OK record: 2026 Fire 2 (Texas, OK).
NFIP claims, Texas, OK, three years: 3; Texas, OK payouts $125,348; per Texas, OK claim $41,783; Texas, OK claim-stress 76/100.
Texas, OK monthly score fell, 70 (March 2026) to 62 (October 2026); Texas, OK by month: March 70, April 70, May 66, June 66 (Texas, OK), July 63, August 62, September 62, October 62.
Texas, OK components: climate 52, NFIP claims 76; Texas, OK retreat index 62.
Construction distress, Texas, OK: 0/100 as of August 2026 (Texas, OK: 0/100 one-to-four unit, 0/100 multifamily).
Texas, OK ZIPs, June 2026 (Texas, OK, 9 highest): score 0 (Texas, OK), climate 58 (Texas, OK): 73901, 73939, 73942, 73944, Texas, OK 73945, 73951; score 0 (Texas, OK), climate 50 (Texas, OK): 73949; score 0 (Texas, OK), climate 44 (Texas, OK): 73950; score 0 (Texas, OK), climate 42 (Texas, OK): 73947.
DLRadar rescores Texas, OK monthly; Texas, OK readings join Texas, OK foreclosure, lien and ownership parcels (Texas, OK), so cost-squeezed Texas, OK owners surface before listing.
Inside Oklahoma, Texas County ranks 8th of 77 counties for home-insurance distress at 62/100; Carter County (64/100) sits just above Texas County, and Canadian County (61/100) sits just below Texas County.
Deterministic. Every Texas County, OK signal traces to a public Texas dataset (FEMA, NFIP, Census for Texas, OK) · how insurance distress works in Texas, OK · methodology
FAQ: Texas County, OK insurance distress
What is the Texas County, OK home-insurance-distress score?
Texas, OK: 62/100 (MEDIUM), #848 of 3,222, #8 in Oklahoma. FEMA hazard, Texas, OK: 52/100; NFIP stress, Texas, OK: 76/100; construction, Texas, OK: 0/100; Texas, OK rescores monthly.
Is Texas County insurance distress getting better or worse (OK)?
Texas, OK: 70 in March 2026; Texas, OK: 62 in October 2026 (better); Texas, OK climate component 52; Texas, OK NFIP claims score 76.
How many flood-insurance claims has Texas County, OK had?
Texas, OK: 3 NFIP claims, three years; Texas, OK paid $125,348; per Texas, OK claim $41,783; carriers reprice Texas, OK against that record.
Which Texas County ZIP codes carry the most insurance distress (OK)?
Texas, OK, June 2026: 73901 at 0, 73939 at 0, 73942 at 0, 73944 at 0; Texas, OK climate scores there: 58, 58, 58, 58.
Why does Texas, OK insurance distress create sellers?
A Texas, OK premium outruns the Texas, OK budget; a carrier leaves Texas, OK; Texas, OK carrying cost passes plan; Texas, OK owners sell while current; Texas, OK insurance distress leads Texas, OK foreclosure data.