Washington County, OK: Home-Insurance Distress & Forced-Sale Pressure
Washington County, OK: 32/100 (moderate) home-insurance distress; Washington, OK band LOW; Washington, OK #1,544 of 3,222 counties; Washington, OK #29 of 77 in Oklahoma; raw Washington, OK 37.9; Washington, OK coverage multiplier 0.85.
FEMA hazard, Washington, OK: 63/100; Washington, OK declarations, three years: 6; Washington, OK perils: 2 fire, 2 severe-storm; Washington, OK five-year count 9 (severity 13.5); Washington, OK ten-year 9; hazard-weighted, Washington, OK: 6.0.
Declared incidents on the Washington, OK record: 2026 Severe Storm 2; 2026 Fire 2 (Washington, OK); 2024 Tornado 2; 2023 Fire 3 (Washington, OK).
NFIP claims, Washington, OK, three years: none; Washington, OK claim-stress 0/100.
Washington, OK monthly score fell, 33 (March 2026) to 30 (October 2026); Washington, OK by month: March 33, April 33, May 30, June 30 (Washington, OK), July 27, August 26, September 27, October 30.
Washington, OK components: climate 60; Washington, OK retreat index 30; Washington, OK climate multiplier 0.85.
Construction distress, Washington, OK: 3/100 as of August 2026 (Washington, OK: 4/100 one-to-four unit, 78/100 multifamily).
Washington, OK ZIPs, June 2026 (Washington, OK, 12 highest): score 0 (Washington, OK), climate 91 (Washington, OK): 74021; score 0 (Washington, OK), climate 80 (Washington, OK): 74080; score 0 (Washington, OK), climate 78 (Washington, OK): 74070; score 0 (Washington, OK), climate 75 (Washington, OK): 74006, 74022, 74029, 74051, Washington, OK 74061, 74082; score 0 (Washington, OK), climate 74 (Washington, OK): 74003; score 0 (Washington, OK), climate 47 (Washington, OK): 74083; score 0 (Washington, OK), climate 34 (Washington, OK): 74048.
DLRadar rescores Washington, OK monthly; Washington, OK readings join Washington, OK foreclosure, lien and ownership parcels (Washington, OK), so cost-squeezed Washington, OK owners surface before listing.
Inside Oklahoma, Washington County ranks 29th of 77 counties for home-insurance distress at 32/100; Roger Mills County (32/100) sits just above Washington County, and Comanche County (31/100) sits just below Washington County.
Deterministic. Every Washington County, OK signal traces to a public Washington dataset (FEMA, NFIP, Census for Washington, OK) · how insurance distress works in Washington, OK · methodology
FAQ: Washington County, OK insurance distress
What is the Washington County, OK home-insurance-distress score?
Washington, OK: 32/100 (LOW), #1,544 of 3,222, #29 in Oklahoma. FEMA hazard, Washington, OK: 63/100; NFIP stress, Washington, OK: 0/100; construction, Washington, OK: 3/100; Washington, OK rescores monthly.
Is Washington County insurance distress getting better or worse (OK)?
Washington, OK: 33 in March 2026; Washington, OK: 30 in October 2026 (better); Washington, OK climate component 60.
Which Washington County ZIP codes carry the most insurance distress (OK)?
Washington, OK, June 2026: 74021 at 0, 74080 at 0, 74070 at 0, 74006 at 0; Washington, OK climate scores there: 91, 80, 78, 75.
Why does Washington, OK insurance distress create sellers?
A Washington, OK premium outruns the Washington, OK budget; a carrier leaves Washington, OK; Washington, OK carrying cost passes plan; Washington, OK owners sell while current; Washington, OK insurance distress leads Washington, OK foreclosure data.