Woodward County, OK: Home-Insurance Distress & Forced-Sale Pressure
Woodward County, OK: 35/100 (moderate) home-insurance distress; Woodward, OK band LOW; Woodward, OK #1,479 of 3,222 counties; Woodward, OK #27 of 77 in Oklahoma; raw Woodward, OK 41.0; Woodward, OK coverage multiplier 0.85.
FEMA hazard, Woodward, OK: 68/100; Woodward, OK declarations, three years: 4; Woodward, OK perils: 4 fire; Woodward, OK five-year count 9 (severity 13.5); Woodward, OK ten-year 9; hazard-weighted, Woodward, OK: 8.0.
Declared incidents on the Woodward, OK record: 2026 Fire 2; 2024 Fire 2 (Woodward, OK); 2023 Severe Storm 1 (Woodward, OK).
NFIP claims, Woodward, OK, three years: none; Woodward, OK claim-stress 0/100.
Woodward, OK monthly score fell, 40 (March 2026) to 35 (October 2026); Woodward, OK by month: March 40, April 40, May 38, June 38 (Woodward, OK), July 36, August 36, September 36, October 35.
Woodward, OK components: climate 68; Woodward, OK retreat index 35; Woodward, OK climate multiplier 0.85.
Construction distress, Woodward, OK: 43/100 as of August 2026 (Woodward, OK: 43/100 one-to-four unit, 0/100 multifamily).
Woodward, OK ZIPs, June 2026 (Woodward, OK, 11 highest): score 0 (Woodward, OK), climate 43 (Woodward, OK): 73801, 73852, 73853, 73857; score 0 (Woodward, OK), climate 37 (Woodward, OK): 73838, 73842; score 0 (Woodward, OK), climate 30 (Woodward, OK): 73841; score 0 (Woodward, OK), climate 26 (Woodward, OK): 73840; score 0 (Woodward, OK), climate 23 (Woodward, OK): 73859; score 0 (Woodward, OK), climate 22 (Woodward, OK): 73832; score 0 (Woodward, OK), climate 17 (Woodward, OK): 73663.
DLRadar rescores Woodward, OK monthly; Woodward, OK readings join Woodward, OK foreclosure, lien and ownership parcels (Woodward, OK), so cost-squeezed Woodward, OK owners surface before listing.
Inside Oklahoma, Woodward County ranks 27th of 77 counties for home-insurance distress at 35/100; Ellis County (35/100) sits just above Woodward County, and Roger Mills County (32/100) sits just below Woodward County.
Deterministic. Every Woodward County, OK signal traces to a public Woodward dataset (FEMA, NFIP, Census for Woodward, OK) · how insurance distress works in Woodward, OK · methodology
FAQ: Woodward County, OK insurance distress
What is the Woodward County, OK home-insurance-distress score?
Woodward, OK: 35/100 (LOW), #1,479 of 3,222, #27 in Oklahoma. FEMA hazard, Woodward, OK: 68/100; NFIP stress, Woodward, OK: 0/100; construction, Woodward, OK: 43/100; Woodward, OK rescores monthly.
Is Woodward County insurance distress getting better or worse (OK)?
Woodward, OK: 40 in March 2026; Woodward, OK: 35 in October 2026 (better); Woodward, OK climate component 68.
Which Woodward County ZIP codes carry the most insurance distress (OK)?
Woodward, OK, June 2026: 73801 at 0, 73852 at 0, 73853 at 0, 73857 at 0; Woodward, OK climate scores there: 43, 43, 43, 43.
Why does Woodward, OK insurance distress create sellers?
A Woodward, OK premium outruns the Woodward, OK budget; a carrier leaves Woodward, OK; Woodward, OK carrying cost passes plan; Woodward, OK owners sell while current; Woodward, OK insurance distress leads Woodward, OK foreclosure data.