Clackamas County, OR: Home-Insurance Distress & Forced-Sale Pressure
Clackamas County, OR: 69/100 (elevated) home-insurance distress; Clackamas, OR band MEDIUM; Clackamas, OR #661 of 3,222 counties; Clackamas, OR #4 of 36 in Oregon; raw Clackamas, OR 72.9.
FEMA hazard, Clackamas, OR: 52/100; Clackamas, OR declarations, three years: 6; Clackamas, OR perils: 6 severe-storm; Clackamas, OR five-year count 2 (severity 3.0); Clackamas, OR ten-year 2; hazard-weighted, Clackamas, OR: 6.0.
Declared incidents on the Clackamas, OR record: 2026 Severe Storm 2; 2024 Severe Storm 2 (Clackamas, OR).
NFIP claims, Clackamas, OR, three years: 57; Clackamas, OR payouts $2,954,651; per Clackamas, OR claim $51,836; Clackamas, OR claim-stress 94/100.
Clackamas, OR monthly score rose, 65 (March 2026) to 69 (October 2026); Clackamas, OR by month: March 65, April 65, May 71, June 71 (Clackamas, OR), July 68, August 67, September 68, October 69.
Clackamas, OR components: climate 52, NFIP claims 94; Clackamas, OR retreat index 69.
Construction distress, Clackamas, OR: 29/100 as of August 2026 (Clackamas, OR: 4/100 one-to-four unit, 92/100 multifamily).
Clackamas, OR ZIPs, June 2026 (Clackamas, OR, 16 highest): score 0 (Clackamas, OR), climate 99 (Clackamas, OR): 97080, 97202, 97219; score 0 (Clackamas, OR), climate 98 (Clackamas, OR): 97019, 97206; score 0 (Clackamas, OR), climate 96 (Clackamas, OR): 97004, 97009, 97011, 97013, Clackamas, OR 97015, 97017, 97022, 97023, Clackamas, OR 97027, 97028, 97034.
DLRadar rescores Clackamas, OR monthly; Clackamas, OR readings join Clackamas, OR foreclosure, lien and ownership parcels (Clackamas, OR), so cost-squeezed Clackamas, OR owners surface before listing.
Inside Oregon, Clackamas County ranks 3rd of 36 counties for home-insurance distress at 69/100; Jackson County (70/100) sits just above Clackamas County, and Josephine County (68/100) sits just below Clackamas County.
Deterministic. Every Clackamas County, OR signal traces to a public Clackamas dataset (FEMA, NFIP, Census for Clackamas, OR) · how insurance distress works in Clackamas, OR · methodology
FAQ: Clackamas County, OR insurance distress
What is the Clackamas County, OR home-insurance-distress score?
Clackamas, OR: 69/100 (MEDIUM), #661 of 3,222, #4 in Oregon. FEMA hazard, Clackamas, OR: 52/100; NFIP stress, Clackamas, OR: 94/100; construction, Clackamas, OR: 29/100; Clackamas, OR rescores monthly.
Is Clackamas County insurance distress getting better or worse (OR)?
Clackamas, OR: 65 in March 2026; Clackamas, OR: 69 in October 2026 (worse); Clackamas, OR climate component 52; Clackamas, OR NFIP claims score 94.
How many flood-insurance claims has Clackamas County, OR had?
Clackamas, OR: 57 NFIP claims, three years; Clackamas, OR paid $2,954,651; per Clackamas, OR claim $51,836; carriers reprice Clackamas, OR against that record.
Which Clackamas County ZIP codes carry the most insurance distress (OR)?
Clackamas, OR, June 2026: 97080 at 0, 97202 at 0, 97219 at 0, 97019 at 0; Clackamas, OR climate scores there: 99, 99, 99, 98.
Why does Clackamas, OR insurance distress create sellers?
A Clackamas, OR premium outruns the Clackamas, OR budget; a carrier leaves Clackamas, OR; Clackamas, OR carrying cost passes plan; Clackamas, OR owners sell while current; Clackamas, OR insurance distress leads Clackamas, OR foreclosure data.