Hood River County, OR: Home-Insurance Distress & Forced-Sale Pressure
Hood River County, OR: 27/100 (moderate) home-insurance distress; Hood River, OR band LOW; Hood River, OR #1,777 of 3,222 counties; Hood River, OR #30 of 36 in Oregon; raw Hood River, OR 31.2; Hood River, OR coverage multiplier 0.85.
FEMA hazard, Hood River, OR: 52/100; Hood River, OR declarations, three years: 4; Hood River, OR perils: 4 severe-storm; Hood River, OR five-year count 2 (severity 3.0); Hood River, OR ten-year 2; hazard-weighted, Hood River, OR: 4.0.
Declared incidents on the Hood River, OR record: 2026 Severe Storm 2; 2024 Severe Storm 2 (Hood River, OR).
NFIP claims, Hood River, OR, three years: none; Hood River, OR claim-stress 0/100.
Hood River, OR monthly score rose, 24 (March 2026) to 26 (October 2026); Hood River, OR by month: March 24, April 24, May 30, June 30 (Hood River, OR), July 27, August 26, September 27, October 26.
Hood River, OR components: climate 52; Hood River, OR retreat index 26; Hood River, OR climate multiplier 0.85.
Construction distress, Hood River, OR: 89/100 as of August 2026 (Hood River, OR: 61/100 one-to-four unit, 88/100 multifamily).
Hood River, OR ZIPs, June 2026 (Hood River, OR, 3 highest): score 0 (Hood River, OR), climate 61 (Hood River, OR): 97014; score 0 (Hood River, OR), climate 41 (Hood River, OR): 97031, 97041.
DLRadar rescores Hood River, OR monthly; Hood River, OR readings join Hood River, OR foreclosure, lien and ownership parcels (Hood River, OR), so cost-squeezed Hood River, OR owners surface before listing.
Inside Oregon, Hood River County ranks 30th of 36 counties for home-insurance distress at 27/100; Union County (32/100) sits just above Hood River County, and Yamhill County (27/100) sits just below Hood River County.
Deterministic. Every Hood River County, OR signal traces to a public Hood River dataset (FEMA, NFIP, Census for Hood River, OR) · how insurance distress works in Hood River, OR · methodology
FAQ: Hood River County, OR insurance distress
What is the Hood River County, OR home-insurance-distress score?
Hood River, OR: 27/100 (LOW), #1,777 of 3,222, #30 in Oregon. FEMA hazard, Hood River, OR: 52/100; NFIP stress, Hood River, OR: 0/100; construction, Hood River, OR: 89/100; Hood River, OR rescores monthly.
Is Hood River County insurance distress getting better or worse (OR)?
Hood River, OR: 24 in March 2026; Hood River, OR: 26 in October 2026 (worse); Hood River, OR climate component 52.
Which Hood River County ZIP codes carry the most insurance distress (OR)?
Hood River, OR, June 2026: 97014 at 0, 97031 at 0, 97041 at 0; Hood River, OR climate scores there: 61, 41, 41.
Why does Hood River, OR insurance distress create sellers?
A Hood River, OR premium outruns the Hood River, OR budget; a carrier leaves Hood River, OR; Hood River, OR carrying cost passes plan; Hood River, OR owners sell while current; Hood River, OR insurance distress leads Hood River, OR foreclosure data.