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Tillamook County, OR: Home-Insurance Distress & Forced-Sale Pressure

Tillamook County, OR: 56/100 (elevated) home-insurance distress; Tillamook, OR band MEDIUM; Tillamook, OR #979 of 3,222 counties; Tillamook, OR #11 of 36 in Oregon; raw Tillamook, OR 60.5.

FEMA hazard, Tillamook, OR: 52/100; Tillamook, OR declarations, three years: 6; Tillamook, OR perils: 6 severe-storm; Tillamook, OR five-year count 2 (severity 3.0); Tillamook, OR ten-year 2; hazard-weighted, Tillamook, OR: 6.0.

Declared incidents on the Tillamook, OR record: 2026 Severe Storm 2; 2024 Severe Storm 2 (Tillamook, OR).

NFIP claims, Tillamook, OR, three years: 4; Tillamook, OR payouts $20,284; per Tillamook, OR claim $5,071; Tillamook, OR claim-stress 63/100.

Tillamook, OR monthly score rose, 54 (March 2026) to 56 (October 2026); Tillamook, OR by month: March 54, April 54, May 60, June 60 (Tillamook, OR), July 57, August 56, September 56, October 56.

Tillamook, OR components: climate 52, NFIP claims 63; Tillamook, OR retreat index 56.

Construction distress, Tillamook, OR: 47/100 as of August 2026 (Tillamook, OR: 47/100 one-to-four unit, 5/100 multifamily).

Tillamook, OR ZIPs, June 2026 (Tillamook, OR, 16 highest): score 0 (Tillamook, OR), climate 90 (Tillamook, OR): 97102; score 0 (Tillamook, OR), climate 87 (Tillamook, OR): 97368; score 0 (Tillamook, OR), climate 82 (Tillamook, OR): 97131; score 0 (Tillamook, OR), climate 80 (Tillamook, OR): 97107, 97108, 97112, 97118, Tillamook, OR 97122, 97130, 97134, 97135, Tillamook, OR 97136, 97141, 97147, 97149, Tillamook, OR 97347.

DLRadar rescores Tillamook, OR monthly; Tillamook, OR readings join Tillamook, OR foreclosure, lien and ownership parcels (Tillamook, OR), so cost-squeezed Tillamook, OR owners surface before listing.

Inside Oregon, Tillamook County ranks 12th of 36 counties for home-insurance distress at 56/100; Curry County (57/100) sits just above Tillamook County, and Washington County (56/100) sits just below Tillamook County.

Insurance distress
56/100
Tillamook, OR: MEDIUM
National rank
#979
Tillamook, OR: of 3,222 counties
FEMA hazard
52/100
Tillamook County hazard
NFIP claim stress
63/100
Tillamook, OR 3-year
Flood claims (3y)
4
Tillamook, OR
Claims paid (3y)
$20,284
Tillamook, OR payouts
Per claim
$5,071
Tillamook, OR
Construction distress
47/100
Tillamook, OR

Deterministic. Every Tillamook County, OR signal traces to a public Tillamook dataset (FEMA, NFIP, Census for Tillamook, OR) · how insurance distress works in Tillamook, OR · methodology

FAQ: Tillamook County, OR insurance distress

What is the Tillamook County, OR home-insurance-distress score?

Tillamook, OR: 56/100 (MEDIUM), #979 of 3,222, #11 in Oregon. FEMA hazard, Tillamook, OR: 52/100; NFIP stress, Tillamook, OR: 63/100; construction, Tillamook, OR: 47/100; Tillamook, OR rescores monthly.

Is Tillamook County insurance distress getting better or worse (OR)?

Tillamook, OR: 54 in March 2026; Tillamook, OR: 56 in October 2026 (worse); Tillamook, OR climate component 52; Tillamook, OR NFIP claims score 63.

How many flood-insurance claims has Tillamook County, OR had?

Tillamook, OR: 4 NFIP claims, three years; Tillamook, OR paid $20,284; per Tillamook, OR claim $5,071; carriers reprice Tillamook, OR against that record.

Which Tillamook County ZIP codes carry the most insurance distress (OR)?

Tillamook, OR, June 2026: 97102 at 0, 97368 at 0, 97131 at 0, 97107 at 0; Tillamook, OR climate scores there: 90, 87, 82, 80.

Why does Tillamook, OR insurance distress create sellers?

A Tillamook, OR premium outruns the Tillamook, OR budget; a carrier leaves Tillamook, OR; Tillamook, OR carrying cost passes plan; Tillamook, OR owners sell while current; Tillamook, OR insurance distress leads Tillamook, OR foreclosure data.

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