Wheeler County, OR: Home-Insurance Distress & Forced-Sale Pressure
Wheeler County, OR: 40/100 (moderate) home-insurance distress; Wheeler, OR band LOW; Wheeler, OR #1,324 of 3,222 counties; Wheeler, OR #24 of 36 in Oregon; raw Wheeler, OR 46.8; Wheeler, OR coverage multiplier 0.85.
FEMA hazard, Wheeler, OR: 78/100; Wheeler, OR declarations, three years: 6; Wheeler, OR perils: 6 fire; Wheeler, OR five-year count 6 (severity 10.0); Wheeler, OR ten-year 6; hazard-weighted, Wheeler, OR: 12.0.
Declared incidents on the Wheeler, OR record: 2025 Fire 2; 2024 Fire 4 (Wheeler, OR).
NFIP claims, Wheeler, OR, three years: none; Wheeler, OR claim-stress 0/100.
Wheeler, OR monthly score fell, 40 (March 2026) to 39 (October 2026); Wheeler, OR by month: March 40, April 40, May 44, June 44 (Wheeler, OR), July 41, August 43, September 40, October 39.
Wheeler, OR components: climate 77; Wheeler, OR retreat index 39; Wheeler, OR climate multiplier 0.85.
Construction distress, Wheeler, OR: 0/100 as of August 2026 (Wheeler, OR: 0/100 one-to-four unit, 0/100 multifamily).
Wheeler, OR ZIPs, June 2026 (Wheeler, OR, 5 highest): score 0 (Wheeler, OR), climate 28 (Wheeler, OR): 97848; score 0 (Wheeler, OR), climate 6 (Wheeler, OR): 97750, 97874; score 0 (Wheeler, OR), climate 5 (Wheeler, OR): 97830; score 0 (Wheeler, OR), climate 2 (Wheeler, OR): 97823.
DLRadar rescores Wheeler, OR monthly; Wheeler, OR readings join Wheeler, OR foreclosure, lien and ownership parcels (Wheeler, OR), so cost-squeezed Wheeler, OR owners surface before listing.
Inside Oregon, Wheeler County ranks 24th of 36 counties for home-insurance distress at 40/100; Deschutes County (45/100) sits just above Wheeler County, and Baker County (35/100) sits just below Wheeler County.
Deterministic. Every Wheeler County, OR signal traces to a public Wheeler dataset (FEMA, NFIP, Census for Wheeler, OR) · how insurance distress works in Wheeler, OR · methodology
FAQ: Wheeler County, OR insurance distress
What is the Wheeler County, OR home-insurance-distress score?
Wheeler, OR: 40/100 (LOW), #1,324 of 3,222, #24 in Oregon. FEMA hazard, Wheeler, OR: 78/100; NFIP stress, Wheeler, OR: 0/100; construction, Wheeler, OR: 0/100; Wheeler, OR rescores monthly.
Is Wheeler County insurance distress getting better or worse (OR)?
Wheeler, OR: 40 in March 2026; Wheeler, OR: 39 in October 2026 (better); Wheeler, OR climate component 77.
Which Wheeler County ZIP codes carry the most insurance distress (OR)?
Wheeler, OR, June 2026: 97848 at 0, 97750 at 0, 97874 at 0, 97830 at 0; Wheeler, OR climate scores there: 28, 6, 6, 5.
Why does Wheeler, OR insurance distress create sellers?
A Wheeler, OR premium outruns the Wheeler, OR budget; a carrier leaves Wheeler, OR; Wheeler, OR carrying cost passes plan; Wheeler, OR owners sell while current; Wheeler, OR insurance distress leads Wheeler, OR foreclosure data.