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Yamhill County, OR: Home-Insurance Distress & Forced-Sale Pressure

Yamhill County, OR: 27/100 (moderate) home-insurance distress; Yamhill, OR band LOW; Yamhill, OR #1,778 of 3,222 counties; Yamhill, OR #31 of 36 in Oregon; raw Yamhill, OR 35.3; Yamhill, OR coverage multiplier 0.85.

FEMA hazard, Yamhill, OR: 52/100; Yamhill, OR declarations, three years: 6; Yamhill, OR perils: 6 severe-storm; Yamhill, OR five-year count 2 (severity 3.0); Yamhill, OR ten-year 2; hazard-weighted, Yamhill, OR: 6.0.

Declared incidents on the Yamhill, OR record: 2026 Severe Storm 2; 2024 Severe Storm 2 (Yamhill, OR).

NFIP claims, Yamhill, OR, three years: none; Yamhill, OR claim-stress 0/100.

Yamhill, OR monthly score rose, 24 (March 2026) to 26 (October 2026); Yamhill, OR by month: March 24, April 24, May 30, June 30 (Yamhill, OR), July 27, August 26, September 27, October 26.

Yamhill, OR components: climate 52; Yamhill, OR retreat index 26; Yamhill, OR climate multiplier 0.85.

Construction distress, Yamhill, OR: 33/100 as of August 2026 (Yamhill, OR: 45/100 one-to-four unit, 0/100 multifamily).

Yamhill, OR ZIPs, June 2026 (Yamhill, OR, 15 highest): score 0 (Yamhill, OR), climate 96 (Yamhill, OR): 97140; score 0 (Yamhill, OR), climate 95 (Yamhill, OR): 97123; score 0 (Yamhill, OR), climate 94 (Yamhill, OR): 97119; score 0 (Yamhill, OR), climate 85 (Yamhill, OR): 97132; score 0 (Yamhill, OR), climate 84 (Yamhill, OR): 97111, 97114, 97115, 97127, Yamhill, OR 97128, 97148; score 0 (Yamhill, OR), climate 82 (Yamhill, OR): 97396; score 0 (Yamhill, OR), climate 81 (Yamhill, OR): 97101; score 0 (Yamhill, OR), climate 80 (Yamhill, OR): 97347, 97378; score 0 (Yamhill, OR), climate 77 (Yamhill, OR): 97304.

DLRadar rescores Yamhill, OR monthly; Yamhill, OR readings join Yamhill, OR foreclosure, lien and ownership parcels (Yamhill, OR), so cost-squeezed Yamhill, OR owners surface before listing.

Inside Oregon, Yamhill County ranks 31st of 36 counties for home-insurance distress at 27/100; Hood River County (27/100) sits just above Yamhill County, and Marion County (25/100) sits just below Yamhill County.

Insurance distress
27/100
Yamhill, OR: LOW
National rank
#1778
Yamhill, OR: of 3,222 counties
FEMA hazard
52/100
Yamhill County hazard
NFIP claim stress
0/100
Yamhill, OR 3-year
Flood claims (3y)
0
Yamhill, OR
Claims paid (3y)
$0
Yamhill, OR payouts
Per claim
$0
Yamhill, OR
Construction distress
33/100
Yamhill, OR

Deterministic. Every Yamhill County, OR signal traces to a public Yamhill dataset (FEMA, NFIP, Census for Yamhill, OR) · how insurance distress works in Yamhill, OR · methodology

FAQ: Yamhill County, OR insurance distress

What is the Yamhill County, OR home-insurance-distress score?

Yamhill, OR: 27/100 (LOW), #1,778 of 3,222, #31 in Oregon. FEMA hazard, Yamhill, OR: 52/100; NFIP stress, Yamhill, OR: 0/100; construction, Yamhill, OR: 33/100; Yamhill, OR rescores monthly.

Is Yamhill County insurance distress getting better or worse (OR)?

Yamhill, OR: 24 in March 2026; Yamhill, OR: 26 in October 2026 (worse); Yamhill, OR climate component 52.

Which Yamhill County ZIP codes carry the most insurance distress (OR)?

Yamhill, OR, June 2026: 97140 at 0, 97123 at 0, 97119 at 0, 97132 at 0; Yamhill, OR climate scores there: 96, 95, 94, 85.

Why does Yamhill, OR insurance distress create sellers?

A Yamhill, OR premium outruns the Yamhill, OR budget; a carrier leaves Yamhill, OR; Yamhill, OR carrying cost passes plan; Yamhill, OR owners sell while current; Yamhill, OR insurance distress leads Yamhill, OR foreclosure data.

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