Columbia County, PA: Home-Insurance Distress & Forced-Sale Pressure
Columbia County, PA: 25/100 (moderate) home-insurance distress; Columbia, PA band LOW; Columbia, PA #1,962 of 3,222 counties; Columbia, PA #34 of 67 in Pennsylvania; raw Columbia, PA 28.8; Columbia, PA coverage multiplier 0.85.
FEMA hazard, Columbia, PA: 0/100; Columbia, PA declarations, three years: none.
NFIP claims, Columbia, PA, three years: 4; Columbia, PA payouts $82,009; per Columbia, PA claim $20,502; Columbia, PA claim-stress 72/100.
Columbia, PA monthly score: 25 in every month from March 2026 (Columbia, PA) through October 2026.
Columbia, PA components: NFIP claims 72; Columbia, PA retreat index 25; Columbia, PA climate multiplier 0.85.
Construction distress, Columbia, PA: 15/100 as of August 2026 (Columbia, PA: 26/100 one-to-four unit, 0/100 multifamily).
Columbia, PA ZIPs, June 2026 (Columbia, PA, 16 highest): score 0 (Columbia, PA), climate 88 (Columbia, PA): 18655; score 0 (Columbia, PA), climate 83 (Columbia, PA): 17921; score 0 (Columbia, PA), climate 80 (Columbia, PA): 17774, 18635; score 0 (Columbia, PA), climate 78 (Columbia, PA): 17756; score 0 (Columbia, PA), climate 76 (Columbia, PA): 17985, 18603; score 0 (Columbia, PA), climate 72 (Columbia, PA): 17878; score 0 (Columbia, PA), climate 70 (Columbia, PA): 17824; score 0 (Columbia, PA), climate 65 (Columbia, PA): 17815, 17846, 17945; score 0 (Columbia, PA), climate 64 (Columbia, PA): 17858, 17859, 17888, 17920.
DLRadar rescores Columbia, PA monthly; Columbia, PA readings join Columbia, PA foreclosure, lien and ownership parcels (Columbia, PA), so cost-squeezed Columbia, PA owners surface before listing.
Inside Pennsylvania, Columbia County ranks 34th of 67 counties for home-insurance distress at 25/100; Juniata County (25/100) sits just above Columbia County, and Greene County (24/100) sits just below Columbia County.
Deterministic. Every Columbia County, PA signal traces to a public Columbia dataset (FEMA, NFIP, Census for Columbia, PA) · how insurance distress works in Columbia, PA · methodology
FAQ: Columbia County, PA insurance distress
What is the Columbia County, PA home-insurance-distress score?
Columbia, PA: 25/100 (LOW), #1,962 of 3,222, #34 in Pennsylvania. FEMA hazard, Columbia, PA: 0/100; NFIP stress, Columbia, PA: 72/100; construction, Columbia, PA: 15/100; Columbia, PA rescores monthly.
Is Columbia County insurance distress getting better or worse (PA)?
Columbia, PA: 25 in March 2026; Columbia, PA: 25 in October 2026 (unchanged); Columbia, PA NFIP claims score 72.
How many flood-insurance claims has Columbia County, PA had?
Columbia, PA: 4 NFIP claims, three years; Columbia, PA paid $82,009; per Columbia, PA claim $20,502; carriers reprice Columbia, PA against that record.
Which Columbia County ZIP codes carry the most insurance distress (PA)?
Columbia, PA, June 2026: 18655 at 0, 17921 at 0, 17774 at 0, 18635 at 0; Columbia, PA climate scores there: 88, 83, 80, 80.
Why does Columbia, PA insurance distress create sellers?
A Columbia, PA premium outruns the Columbia, PA budget; a carrier leaves Columbia, PA; Columbia, PA carrying cost passes plan; Columbia, PA owners sell while current; Columbia, PA insurance distress leads Columbia, PA foreclosure data.