Cumberland County, PA: Home-Insurance Distress & Forced-Sale Pressure
Cumberland County, PA: 27/100 (moderate) home-insurance distress; Cumberland, PA band LOW; Cumberland, PA #1,688 of 3,222 counties; Cumberland, PA #24 of 67 in Pennsylvania; raw Cumberland, PA 32.2; Cumberland, PA coverage multiplier 0.85.
FEMA hazard, Cumberland, PA: 0/100; Cumberland, PA declarations, three years: none.
NFIP claims, Cumberland, PA, three years: 14; Cumberland, PA payouts $281,836; per Cumberland, PA claim $20,131; Cumberland, PA claim-stress 81/100.
Cumberland, PA monthly score fell, 28 (March 2026) to 27 (October 2026); Cumberland, PA by month: March 28, April 28, May 28, June 28 (Cumberland, PA), July 28, August 28, September 28, October 27.
Cumberland, PA components: NFIP claims 81; Cumberland, PA retreat index 27; Cumberland, PA climate multiplier 0.85.
Construction distress, Cumberland, PA: 32/100 as of August 2026 (Cumberland, PA: 44/100 one-to-four unit, 4/100 multifamily).
Cumberland, PA ZIPs, June 2026 (Cumberland, PA, 16 highest): score 0 (Cumberland, PA), climate 90 (Cumberland, PA): 17019, 17070; score 0 (Cumberland, PA), climate 87 (Cumberland, PA): 17007, 17011, 17013, 17015, Cumberland, PA 17025, 17027, 17043, 17050, Cumberland, PA 17055, 17065, 17081, 17093, Cumberland, PA 17241, 17266.
DLRadar rescores Cumberland, PA monthly; Cumberland, PA readings join Cumberland, PA foreclosure, lien and ownership parcels (Cumberland, PA), so cost-squeezed Cumberland, PA owners surface before listing.
Inside Pennsylvania, Cumberland County ranks 24th of 67 counties for home-insurance distress at 27/100; Bucks County (29/100) sits just above Cumberland County, and Somerset County (27/100) sits just below Cumberland County.
Deterministic. Every Cumberland County, PA signal traces to a public Cumberland dataset (FEMA, NFIP, Census for Cumberland, PA) · how insurance distress works in Cumberland, PA · methodology
FAQ: Cumberland County, PA insurance distress
What is the Cumberland County, PA home-insurance-distress score?
Cumberland, PA: 27/100 (LOW), #1,688 of 3,222, #24 in Pennsylvania. FEMA hazard, Cumberland, PA: 0/100; NFIP stress, Cumberland, PA: 81/100; construction, Cumberland, PA: 32/100; Cumberland, PA rescores monthly.
Is Cumberland County insurance distress getting better or worse (PA)?
Cumberland, PA: 28 in March 2026; Cumberland, PA: 27 in October 2026 (better); Cumberland, PA NFIP claims score 81.
How many flood-insurance claims has Cumberland County, PA had?
Cumberland, PA: 14 NFIP claims, three years; Cumberland, PA paid $281,836; per Cumberland, PA claim $20,131; carriers reprice Cumberland, PA against that record.
Which Cumberland County ZIP codes carry the most insurance distress (PA)?
Cumberland, PA, June 2026: 17019 at 0, 17070 at 0, 17007 at 0, 17011 at 0; Cumberland, PA climate scores there: 90, 90, 87, 87.
Why does Cumberland, PA insurance distress create sellers?
A Cumberland, PA premium outruns the Cumberland, PA budget; a carrier leaves Cumberland, PA; Cumberland, PA carrying cost passes plan; Cumberland, PA owners sell while current; Cumberland, PA insurance distress leads Cumberland, PA foreclosure data.