Dauphin County, PA: Home-Insurance Distress & Forced-Sale Pressure
Dauphin County, PA: 21/100 (low) home-insurance distress; Dauphin, PA band LOW; Dauphin, PA #2,076 of 3,222 counties; Dauphin, PA #45 of 67 in Pennsylvania; raw Dauphin, PA 25.1; Dauphin, PA coverage multiplier 0.85.
FEMA hazard, Dauphin, PA: 0/100; Dauphin, PA declarations, three years: none.
NFIP claims, Dauphin, PA, three years: 6; Dauphin, PA payouts $13,842; per Dauphin, PA claim $2,307; Dauphin, PA claim-stress 63/100.
Dauphin, PA monthly score fell, 22 (March 2026) to 21 (October 2026); Dauphin, PA by month: March 22, April 22, May 22, June 22 (Dauphin, PA), July 22, August 22, September 22, October 21.
Dauphin, PA components: NFIP claims 63; Dauphin, PA retreat index 21; Dauphin, PA climate multiplier 0.85.
Construction distress, Dauphin, PA: 30/100 as of August 2026 (Dauphin, PA: 68/100 one-to-four unit, 3/100 multifamily).
Dauphin, PA ZIPs, June 2026 (Dauphin, PA, 16 highest): score 0 (Dauphin, PA), climate 94 (Dauphin, PA): 17022; score 0 (Dauphin, PA), climate 91 (Dauphin, PA): 17005, 17018, 17023, 17030, Dauphin, PA 17032, 17034, 17036, 17048, Dauphin, PA 17057, 17061, 17080, 17097, Dauphin, PA 17098, 17101, 17102.
DLRadar rescores Dauphin, PA monthly; Dauphin, PA readings join Dauphin, PA foreclosure, lien and ownership parcels (Dauphin, PA), so cost-squeezed Dauphin, PA owners surface before listing.
Inside Pennsylvania, Dauphin County ranks 45th of 67 counties for home-insurance distress at 21/100; Bedford County (22/100) sits just above Dauphin County, and Jefferson County (21/100) sits just below Dauphin County.
Deterministic. Every Dauphin County, PA signal traces to a public Dauphin dataset (FEMA, NFIP, Census for Dauphin, PA) · how insurance distress works in Dauphin, PA · methodology
FAQ: Dauphin County, PA insurance distress
What is the Dauphin County, PA home-insurance-distress score?
Dauphin, PA: 21/100 (LOW), #2,076 of 3,222, #45 in Pennsylvania. FEMA hazard, Dauphin, PA: 0/100; NFIP stress, Dauphin, PA: 63/100; construction, Dauphin, PA: 30/100; Dauphin, PA rescores monthly.
Is Dauphin County insurance distress getting better or worse (PA)?
Dauphin, PA: 22 in March 2026; Dauphin, PA: 21 in October 2026 (better); Dauphin, PA NFIP claims score 63.
How many flood-insurance claims has Dauphin County, PA had?
Dauphin, PA: 6 NFIP claims, three years; Dauphin, PA paid $13,842; per Dauphin, PA claim $2,307; carriers reprice Dauphin, PA against that record.
Which Dauphin County ZIP codes carry the most insurance distress (PA)?
Dauphin, PA, June 2026: 17022 at 0, 17005 at 0, 17018 at 0, 17023 at 0; Dauphin, PA climate scores there: 94, 91, 91, 91.
Why does Dauphin, PA insurance distress create sellers?
A Dauphin, PA premium outruns the Dauphin, PA budget; a carrier leaves Dauphin, PA; Dauphin, PA carrying cost passes plan; Dauphin, PA owners sell while current; Dauphin, PA insurance distress leads Dauphin, PA foreclosure data.