Northampton County, PA: Home-Insurance Distress & Forced-Sale Pressure
Northampton County, PA: 21/100 (low) home-insurance distress; Northampton, PA band LOW; Northampton, PA #2,099 of 3,222 counties; Northampton, PA #49 of 67 in Pennsylvania; raw Northampton, PA 24.6; Northampton, PA coverage multiplier 0.85.
FEMA hazard, Northampton, PA: 0/100; Northampton, PA declarations, three years: none.
NFIP claims, Northampton, PA, three years: 8; Northampton, PA payouts $3,492; per Northampton, PA claim $436; Northampton, PA claim-stress 62/100.
Northampton, PA monthly score fell, 22 (March 2026) to 21 (October 2026); Northampton, PA by month: March 22, April 22, May 22, June 22 (Northampton, PA), July 22, August 22, September 22, October 21.
Northampton, PA components: NFIP claims 62; Northampton, PA retreat index 21; Northampton, PA climate multiplier 0.85.
Construction distress, Northampton, PA: 52/100 as of August 2026 (Northampton, PA: 49/100 one-to-four unit, 54/100 multifamily).
Northampton, PA ZIPs, June 2026 (Northampton, PA, 16 highest): score 0 (Northampton, PA), climate 95 (Northampton, PA): 18077; score 0 (Northampton, PA), climate 93 (Northampton, PA): 18109; score 0 (Northampton, PA), climate 92 (Northampton, PA): 18018, 18032; score 0 (Northampton, PA), climate 91 (Northampton, PA): 18015; score 0 (Northampton, PA), climate 90 (Northampton, PA): 18013, 18014, 18017, 18020, Northampton, PA 18035, 18038, 18040, 18042, Northampton, PA 18045, 18055, 18063.
DLRadar rescores Northampton, PA monthly; Northampton, PA readings join Northampton, PA foreclosure, lien and ownership parcels (Northampton, PA), so cost-squeezed Northampton, PA owners surface before listing.
Inside Pennsylvania, Northampton County ranks 49th of 67 counties for home-insurance distress at 21/100; Venango County (21/100) sits just above Northampton County, and Mercer County (21/100) sits just below Northampton County.
Deterministic. Every Northampton County, PA signal traces to a public Northampton dataset (FEMA, NFIP, Census for Northampton, PA) · how insurance distress works in Northampton, PA · methodology
FAQ: Northampton County, PA insurance distress
What is the Northampton County, PA home-insurance-distress score?
Northampton, PA: 21/100 (LOW), #2,099 of 3,222, #49 in Pennsylvania. FEMA hazard, Northampton, PA: 0/100; NFIP stress, Northampton, PA: 62/100; construction, Northampton, PA: 52/100; Northampton, PA rescores monthly.
Is Northampton County insurance distress getting better or worse (PA)?
Northampton, PA: 22 in March 2026; Northampton, PA: 21 in October 2026 (better); Northampton, PA NFIP claims score 62.
How many flood-insurance claims has Northampton County, PA had?
Northampton, PA: 8 NFIP claims, three years; Northampton, PA paid $3,492; per Northampton, PA claim $436; carriers reprice Northampton, PA against that record.
Which Northampton County ZIP codes carry the most insurance distress (PA)?
Northampton, PA, June 2026: 18077 at 0, 18109 at 0, 18018 at 0, 18032 at 0; Northampton, PA climate scores there: 95, 93, 92, 92.
Why does Northampton, PA insurance distress create sellers?
A Northampton, PA premium outruns the Northampton, PA budget; a carrier leaves Northampton, PA; Northampton, PA carrying cost passes plan; Northampton, PA owners sell while current; Northampton, PA insurance distress leads Northampton, PA foreclosure data.