Wayne County, PA: Home-Insurance Distress & Forced-Sale Pressure
Wayne County, PA: 59/100 (elevated) home-insurance distress; Wayne, PA band MEDIUM; Wayne, PA #909 of 3,222 counties; Wayne, PA #12 of 67 in Pennsylvania.
FEMA hazard, Wayne, PA: 63/100; Wayne, PA declarations, three years: 2; Wayne, PA perils: 2 tropical-storm; Wayne, PA five-year count 3 (severity 4.5); Wayne, PA ten-year 3; hazard-weighted, Wayne, PA: 6.0.
Declared incidents on the Wayne, PA record: 2024 Tropical Storm 2 (Wayne, PA).
NFIP claims, Wayne, PA, three years: 1; Wayne, PA payouts $6,320; per Wayne, PA claim $6,320; Wayne, PA claim-stress 54/100.
Wayne, PA monthly score fell, 67 (March 2026) to 65 (October 2026); Wayne, PA by month: March 67, April 67, May 64, June 64 (Wayne, PA), July 62, August 62, September 61, October 65.
Wayne, PA components: climate 72, NFIP claims 54; Wayne, PA retreat index 65.
Construction distress, Wayne, PA: 67/100 as of August 2026 (Wayne, PA: 67/100 one-to-four unit, 7/100 multifamily).
Wayne, PA ZIPs, June 2026 (Wayne, PA, 16 highest): score 0 (Wayne, PA), climate 85 (Wayne, PA): 18466; score 0 (Wayne, PA), climate 84 (Wayne, PA): 18444; score 0 (Wayne, PA), climate 82 (Wayne, PA): 18424; score 0 (Wayne, PA), climate 66 (Wayne, PA): 18426; score 0 (Wayne, PA), climate 65 (Wayne, PA): 18436; score 0 (Wayne, PA), climate 64 (Wayne, PA): 18428; score 0 (Wayne, PA), climate 59 (Wayne, PA): 18445; score 0 (Wayne, PA), climate 58 (Wayne, PA): 18405, 18421; score 0 (Wayne, PA), climate 56 (Wayne, PA): 18415, 18417, 18431, 18437, Wayne, PA 18438, 18439, 18443.
DLRadar rescores Wayne, PA monthly; Wayne, PA readings join Wayne, PA foreclosure, lien and ownership parcels (Wayne, PA), so cost-squeezed Wayne, PA owners surface before listing.
Inside Pennsylvania, Wayne County ranks 12th of 67 counties for home-insurance distress at 59/100; Wyoming County (67/100) sits just above Wayne County, and Cameron County (32/100) sits just below Wayne County.
Deterministic. Every Wayne County, PA signal traces to a public Wayne dataset (FEMA, NFIP, Census for Wayne, PA) · how insurance distress works in Wayne, PA · methodology
FAQ: Wayne County, PA insurance distress
What is the Wayne County, PA home-insurance-distress score?
Wayne, PA: 59/100 (MEDIUM), #909 of 3,222, #12 in Pennsylvania. FEMA hazard, Wayne, PA: 63/100; NFIP stress, Wayne, PA: 54/100; construction, Wayne, PA: 67/100; Wayne, PA rescores monthly.
Is Wayne County insurance distress getting better or worse (PA)?
Wayne, PA: 67 in March 2026; Wayne, PA: 65 in October 2026 (better); Wayne, PA climate component 72; Wayne, PA NFIP claims score 54.
How many flood-insurance claims has Wayne County, PA had?
Wayne, PA: 1 NFIP claims, three years; Wayne, PA paid $6,320; per Wayne, PA claim $6,320; carriers reprice Wayne, PA against that record.
Which Wayne County ZIP codes carry the most insurance distress (PA)?
Wayne, PA, June 2026: 18466 at 0, 18444 at 0, 18424 at 0, 18426 at 0; Wayne, PA climate scores there: 85, 84, 82, 66.
Why does Wayne, PA insurance distress create sellers?
A Wayne, PA premium outruns the Wayne, PA budget; a carrier leaves Wayne, PA; Wayne, PA carrying cost passes plan; Wayne, PA owners sell while current; Wayne, PA insurance distress leads Wayne, PA foreclosure data.