Bamberg County, SC: Home-Insurance Distress & Forced-Sale Pressure
Bamberg County, SC: 96/100 (severe) home-insurance distress; Bamberg, SC band HIGH; Bamberg, SC #21 of 3,222 counties; Bamberg, SC #2 of 46 in South Carolina.
FEMA hazard, Bamberg, SC: 99/100; Bamberg, SC declarations, three years: 18; Bamberg, SC perils: 3 hurricane, 9 tropical-storm, 3 flood; Bamberg, SC five-year count 14 (severity 22.0); Bamberg, SC ten-year 14; hazard-weighted, Bamberg, SC: 48.0.
Declared incidents on the Bamberg, SC record: 2026 Winter Storm 2; 2025 Flood 2 (Bamberg, SC); 2024 Tropical Storm 6; 2024 Hurricane 2 (Bamberg, SC); 2023 Hurricane 1 (Bamberg, SC).
NFIP claims, Bamberg, SC, three years: 14; Bamberg, SC payouts $1,425,901; per Bamberg, SC claim $101,850; Bamberg, SC claim-stress 92/100.
Bamberg, SC monthly score held, 94 (March 2026) to 94 (October 2026); Bamberg, SC by month: March 94, April 94, May 96, June 96 (Bamberg, SC), July 95, August 96, September 95, October 94.
Bamberg, SC components: climate 96, NFIP claims 92; Bamberg, SC retreat index 94.
Construction distress, Bamberg, SC: 45/100 as of August 2026 (Bamberg, SC: 5/100 one-to-four unit, 93/100 multifamily).
Bamberg, SC ZIPs, June 2026 (Bamberg, SC, 8 highest): score 0 (Bamberg, SC), climate 81 (Bamberg, SC): 29082; score 0 (Bamberg, SC), climate 75 (Bamberg, SC): 29481; score 0 (Bamberg, SC), climate 71 (Bamberg, SC): 29432; score 0 (Bamberg, SC), climate 46 (Bamberg, SC): 29081; score 0 (Bamberg, SC), climate 39 (Bamberg, SC): 29003, 29042, 29843; score 0 (Bamberg, SC), climate 37 (Bamberg, SC): 29817.
DLRadar rescores Bamberg, SC monthly; Bamberg, SC readings join Bamberg, SC foreclosure, lien and ownership parcels (Bamberg, SC), so cost-squeezed Bamberg, SC owners surface before listing.
Inside South Carolina, Bamberg County ranks 2nd of 46 counties for home-insurance distress at 96/100; Orangeburg County (97/100) sits just above Bamberg County, and Greenville County (96/100) sits just below Bamberg County.
Deterministic. Every Bamberg County, SC signal traces to a public Bamberg dataset (FEMA, NFIP, Census for Bamberg, SC) · how insurance distress works in Bamberg, SC · methodology
FAQ: Bamberg County, SC insurance distress
What is the Bamberg County, SC home-insurance-distress score?
Bamberg, SC: 96/100 (HIGH), #21 of 3,222, #2 in South Carolina. FEMA hazard, Bamberg, SC: 99/100; NFIP stress, Bamberg, SC: 92/100; construction, Bamberg, SC: 45/100; Bamberg, SC rescores monthly.
Is Bamberg County insurance distress getting better or worse (SC)?
Bamberg, SC: 94 in March 2026; Bamberg, SC: 94 in October 2026 (unchanged); Bamberg, SC climate component 96; Bamberg, SC NFIP claims score 92.
How many flood-insurance claims has Bamberg County, SC had?
Bamberg, SC: 14 NFIP claims, three years; Bamberg, SC paid $1,425,901; per Bamberg, SC claim $101,850; carriers reprice Bamberg, SC against that record.
Which Bamberg County ZIP codes carry the most insurance distress (SC)?
Bamberg, SC, June 2026: 29082 at 0, 29481 at 0, 29432 at 0, 29081 at 0; Bamberg, SC climate scores there: 81, 75, 71, 46.
Why does Bamberg, SC insurance distress create sellers?
A Bamberg, SC premium outruns the Bamberg, SC budget; a carrier leaves Bamberg, SC; Bamberg, SC carrying cost passes plan; Bamberg, SC owners sell while current; Bamberg, SC insurance distress leads Bamberg, SC foreclosure data.