Beaufort County, SC: Home-Insurance Distress & Forced-Sale Pressure
Beaufort County, SC: 94/100 (severe) home-insurance distress; Beaufort, SC band HIGH; Beaufort, SC #45 of 3,222 counties; Beaufort, SC #7 of 46 in South Carolina.
FEMA hazard, Beaufort, SC: 99/100; Beaufort, SC declarations, three years: 15; Beaufort, SC perils: 3 hurricane, 9 tropical-storm; Beaufort, SC five-year count 12 (severity 18.0); Beaufort, SC ten-year 12; hazard-weighted, Beaufort, SC: 42.0.
Declared incidents on the Beaufort, SC record: 2026 Winter Storm 2; 2024 Tropical Storm 6 (Beaufort, SC); 2024 Hurricane 2; 2023 Hurricane 1 (Beaufort, SC).
NFIP claims, Beaufort, SC, three years: 82; Beaufort, SC payouts $1,610,307; per Beaufort, SC claim $19,638; Beaufort, SC claim-stress 88/100.
Beaufort, SC monthly score held, 92 (March 2026) to 92 (October 2026); Beaufort, SC by month: March 92, April 92, May 93, June 93 (Beaufort, SC), July 92, August 93, September 93, October 92.
Beaufort, SC components: climate 95, NFIP claims 88; Beaufort, SC retreat index 92.
Construction distress, Beaufort, SC: 93/100 as of August 2026 (Beaufort, SC: 76/100 one-to-four unit, 100/100 multifamily).
Beaufort, SC ZIPs, June 2026 (Beaufort, SC, 16 highest): score 0 (Beaufort, SC), climate 97 (Beaufort, SC): 29902, 29904, 29905, 29906, Beaufort, SC 29907, 29909, 29910, 29915, Beaufort, SC 29920, 29926, 29928, 29935, Beaufort, SC 29940, 29941; score 0 (Beaufort, SC), climate 81 (Beaufort, SC): 29945; score 0 (Beaufort, SC), climate 75 (Beaufort, SC): 29927.
DLRadar rescores Beaufort, SC monthly; Beaufort, SC readings join Beaufort, SC foreclosure, lien and ownership parcels (Beaufort, SC), so cost-squeezed Beaufort, SC owners surface before listing.
Inside South Carolina, Beaufort County ranks 7th of 46 counties for home-insurance distress at 94/100; Berkeley County (95/100) sits just above Beaufort County, and Spartanburg County (94/100) sits just below Beaufort County.
Deterministic. Every Beaufort County, SC signal traces to a public Beaufort dataset (FEMA, NFIP, Census for Beaufort, SC) · how insurance distress works in Beaufort, SC · methodology
FAQ: Beaufort County, SC insurance distress
What is the Beaufort County, SC home-insurance-distress score?
Beaufort, SC: 94/100 (HIGH), #45 of 3,222, #7 in South Carolina. FEMA hazard, Beaufort, SC: 99/100; NFIP stress, Beaufort, SC: 88/100; construction, Beaufort, SC: 93/100; Beaufort, SC rescores monthly.
Is Beaufort County insurance distress getting better or worse (SC)?
Beaufort, SC: 92 in March 2026; Beaufort, SC: 92 in October 2026 (unchanged); Beaufort, SC climate component 95; Beaufort, SC NFIP claims score 88.
How many flood-insurance claims has Beaufort County, SC had?
Beaufort, SC: 82 NFIP claims, three years; Beaufort, SC paid $1,610,307; per Beaufort, SC claim $19,638; carriers reprice Beaufort, SC against that record.
Which Beaufort County ZIP codes carry the most insurance distress (SC)?
Beaufort, SC, June 2026: 29902 at 0, 29904 at 0, 29905 at 0, 29906 at 0; Beaufort, SC climate scores there: 97, 97, 97, 97.
Why does Beaufort, SC insurance distress create sellers?
A Beaufort, SC premium outruns the Beaufort, SC budget; a carrier leaves Beaufort, SC; Beaufort, SC carrying cost passes plan; Beaufort, SC owners sell while current; Beaufort, SC insurance distress leads Beaufort, SC foreclosure data.