Chesterfield County, SC: Home-Insurance Distress & Forced-Sale Pressure
Chesterfield County, SC: 40/100 (moderate) home-insurance distress; Chesterfield, SC band LOW; Chesterfield, SC #1,325 of 3,222 counties; Chesterfield, SC #44 of 46 in South Carolina; raw Chesterfield, SC 46.8; Chesterfield, SC coverage multiplier 0.85.
FEMA hazard, Chesterfield, SC: 78/100; Chesterfield, SC declarations, three years: 6; Chesterfield, SC perils: 4 tropical-storm; Chesterfield, SC five-year count 8 (severity 12.0); Chesterfield, SC ten-year 8; hazard-weighted, Chesterfield, SC: 12.0.
Declared incidents on the Chesterfield, SC record: 2026 Winter Storm 2; 2024 Tropical Storm 4 (Chesterfield, SC); 2023 Hurricane 1 (Chesterfield, SC).
NFIP claims, Chesterfield, SC, three years: none; Chesterfield, SC claim-stress 0/100.
Chesterfield, SC monthly score fell, 40 (March 2026) to 39 (October 2026); Chesterfield, SC by month: March 40, April 40, May 44, June 44 (Chesterfield, SC), July 41, August 43, September 40, October 39.
Chesterfield, SC components: climate 77; Chesterfield, SC retreat index 39; Chesterfield, SC climate multiplier 0.85.
Construction distress, Chesterfield, SC: 61/100 as of August 2026 (Chesterfield, SC: 63/100 one-to-four unit, 8/100 multifamily).
Chesterfield, SC ZIPs, June 2026 (Chesterfield, SC, 11 highest): score 0 (Chesterfield, SC), climate 69 (Chesterfield, SC): 29101, 29520, 29584, 29593, Chesterfield, SC 29709, 29718, 29727, 29728, Chesterfield, SC 29741; score 0 (Chesterfield, SC), climate 68 (Chesterfield, SC): 29550; score 0 (Chesterfield, SC), climate 66 (Chesterfield, SC): 29009.
DLRadar rescores Chesterfield, SC monthly; Chesterfield, SC readings join Chesterfield, SC foreclosure, lien and ownership parcels (Chesterfield, SC), so cost-squeezed Chesterfield, SC owners surface before listing.
Inside South Carolina, Chesterfield County ranks 44th of 46 counties for home-insurance distress at 40/100; Saluda County (48/100) sits just above Chesterfield County, and Darlington County (40/100) sits just below Chesterfield County.
Deterministic. Every Chesterfield County, SC signal traces to a public Chesterfield dataset (FEMA, NFIP, Census for Chesterfield, SC) · how insurance distress works in Chesterfield, SC · methodology
FAQ: Chesterfield County, SC insurance distress
What is the Chesterfield County, SC home-insurance-distress score?
Chesterfield, SC: 40/100 (LOW), #1,325 of 3,222, #44 in South Carolina. FEMA hazard, Chesterfield, SC: 78/100; NFIP stress, Chesterfield, SC: 0/100; construction, Chesterfield, SC: 61/100; Chesterfield, SC rescores monthly.
Is Chesterfield County insurance distress getting better or worse (SC)?
Chesterfield, SC: 40 in March 2026; Chesterfield, SC: 39 in October 2026 (better); Chesterfield, SC climate component 77.
Which Chesterfield County ZIP codes carry the most insurance distress (SC)?
Chesterfield, SC, June 2026: 29101 at 0, 29520 at 0, 29584 at 0, 29593 at 0; Chesterfield, SC climate scores there: 69, 69, 69, 69.
Why does Chesterfield, SC insurance distress create sellers?
A Chesterfield, SC premium outruns the Chesterfield, SC budget; a carrier leaves Chesterfield, SC; Chesterfield, SC carrying cost passes plan; Chesterfield, SC owners sell while current; Chesterfield, SC insurance distress leads Chesterfield, SC foreclosure data.