Fairfield County, SC: Home-Insurance Distress & Forced-Sale Pressure
Fairfield County, SC: 88/100 (severe) home-insurance distress; Fairfield, SC band HIGH; Fairfield, SC #144 of 3,222 counties; Fairfield, SC #19 of 46 in South Carolina; raw Fairfield, SC 90.3.
FEMA hazard, Fairfield, SC: 93/100; Fairfield, SC declarations, three years: 12; Fairfield, SC perils: 2 hurricane, 6 tropical-storm; Fairfield, SC five-year count 10 (severity 15.0); Fairfield, SC ten-year 10; hazard-weighted, Fairfield, SC: 33.0.
Declared incidents on the Fairfield, SC record: 2026 Winter Storm 2; 2024 Tropical Storm 4 (Fairfield, SC); 2024 Hurricane 2; 2023 Hurricane 1 (Fairfield, SC).
NFIP claims, Fairfield, SC, three years: 20; Fairfield, SC payouts $291,556; per Fairfield, SC claim $14,578; Fairfield, SC claim-stress 80/100.
Fairfield, SC monthly score held, 88 (March 2026) to 88 (October 2026); Fairfield, SC by month: March 88, April 88, May 89, June 89 (Fairfield, SC), July 88, August 89, September 89, October 88.
Fairfield, SC components: climate 93, NFIP claims 80; Fairfield, SC retreat index 88.
Construction distress, Fairfield, SC: 62/100 as of August 2026 (Fairfield, SC: 70/100 one-to-four unit, 0/100 multifamily).
Fairfield, SC ZIPs, June 2026 (Fairfield, SC, 9 highest): score 0 (Fairfield, SC), climate 88 (Fairfield, SC): 29016; score 0 (Fairfield, SC), climate 75 (Fairfield, SC): 29045; score 0 (Fairfield, SC), climate 45 (Fairfield, SC): 29031; score 0 (Fairfield, SC), climate 40 (Fairfield, SC): 29130; score 0 (Fairfield, SC), climate 39 (Fairfield, SC): 29055; score 0 (Fairfield, SC), climate 37 (Fairfield, SC): 29014, 29180; score 0 (Fairfield, SC), climate 35 (Fairfield, SC): 29015, 29065.
DLRadar rescores Fairfield, SC monthly; Fairfield, SC readings join Fairfield, SC foreclosure, lien and ownership parcels (Fairfield, SC), so cost-squeezed Fairfield, SC owners surface before listing.
Inside South Carolina, Fairfield County ranks 19th of 46 counties for home-insurance distress at 88/100; Edgefield County (88/100) sits just above Fairfield County, and Lexington County (87/100) sits just below Fairfield County.
Deterministic. Every Fairfield County, SC signal traces to a public Fairfield dataset (FEMA, NFIP, Census for Fairfield, SC) · how insurance distress works in Fairfield, SC · methodology
FAQ: Fairfield County, SC insurance distress
What is the Fairfield County, SC home-insurance-distress score?
Fairfield, SC: 88/100 (HIGH), #144 of 3,222, #19 in South Carolina. FEMA hazard, Fairfield, SC: 93/100; NFIP stress, Fairfield, SC: 80/100; construction, Fairfield, SC: 62/100; Fairfield, SC rescores monthly.
Is Fairfield County insurance distress getting better or worse (SC)?
Fairfield, SC: 88 in March 2026; Fairfield, SC: 88 in October 2026 (unchanged); Fairfield, SC climate component 93; Fairfield, SC NFIP claims score 80.
How many flood-insurance claims has Fairfield County, SC had?
Fairfield, SC: 20 NFIP claims, three years; Fairfield, SC paid $291,556; per Fairfield, SC claim $14,578; carriers reprice Fairfield, SC against that record.
Which Fairfield County ZIP codes carry the most insurance distress (SC)?
Fairfield, SC, June 2026: 29016 at 0, 29045 at 0, 29031 at 0, 29130 at 0; Fairfield, SC climate scores there: 88, 75, 45, 40.
Why does Fairfield, SC insurance distress create sellers?
A Fairfield, SC premium outruns the Fairfield, SC budget; a carrier leaves Fairfield, SC; Fairfield, SC carrying cost passes plan; Fairfield, SC owners sell while current; Fairfield, SC insurance distress leads Fairfield, SC foreclosure data.