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Greenwood County, SC: Home-Insurance Distress & Forced-Sale Pressure

Greenwood County, SC: 89/100 (severe) home-insurance distress; Greenwood, SC band HIGH; Greenwood, SC #120 of 3,222 counties; Greenwood, SC #15 of 46 in South Carolina; raw Greenwood, SC 91.6.

FEMA hazard, Greenwood, SC: 93/100; Greenwood, SC declarations, three years: 12; Greenwood, SC perils: 2 hurricane, 6 tropical-storm; Greenwood, SC five-year count 10 (severity 15.0); Greenwood, SC ten-year 10; hazard-weighted, Greenwood, SC: 33.0.

Declared incidents on the Greenwood, SC record: 2026 Winter Storm 2; 2024 Tropical Storm 4 (Greenwood, SC); 2024 Hurricane 2; 2023 Hurricane 1 (Greenwood, SC).

NFIP claims, Greenwood, SC, three years: 23; Greenwood, SC payouts $455,242; per Greenwood, SC claim $19,793; Greenwood, SC claim-stress 83/100.

Greenwood, SC monthly score rose, 88 (March 2026) to 89 (October 2026); Greenwood, SC by month: March 88, April 88, May 90, June 90 (Greenwood, SC), July 89, August 90, September 90, October 89.

Greenwood, SC components: climate 93, NFIP claims 83; Greenwood, SC retreat index 89.

Construction distress, Greenwood, SC: 2/100 as of August 2026 (Greenwood, SC: 3/100 one-to-four unit, 0/100 multifamily).

Greenwood, SC ZIPs, June 2026 (Greenwood, SC, 9 highest): score 0 (Greenwood, SC), climate 71 (Greenwood, SC): 29649; score 0 (Greenwood, SC), climate 70 (Greenwood, SC): 29646, 29692; score 0 (Greenwood, SC), climate 69 (Greenwood, SC): 29653, 29666; score 0 (Greenwood, SC), climate 64 (Greenwood, SC): 29819; score 0 (Greenwood, SC), climate 46 (Greenwood, SC): 29638; score 0 (Greenwood, SC), climate 35 (Greenwood, SC): 29138; score 0 (Greenwood, SC), climate 34 (Greenwood, SC): 29848.

DLRadar rescores Greenwood, SC monthly; Greenwood, SC readings join Greenwood, SC foreclosure, lien and ownership parcels (Greenwood, SC), so cost-squeezed Greenwood, SC owners surface before listing.

Inside South Carolina, Greenwood County ranks 15th of 46 counties for home-insurance distress at 89/100; Richland County (90/100) sits just above Greenwood County, and Kershaw County (89/100) sits just below Greenwood County.

Insurance distress
89/100
Greenwood, SC: HIGH
National rank
#120
Greenwood, SC: of 3,222 counties
FEMA hazard
93/100
Greenwood County hazard
NFIP claim stress
83/100
Greenwood, SC 3-year
Flood claims (3y)
23
Greenwood, SC
Claims paid (3y)
$455,242
Greenwood, SC payouts
Per claim
$19,793
Greenwood, SC
Construction distress
2/100
Greenwood, SC

Deterministic. Every Greenwood County, SC signal traces to a public Greenwood dataset (FEMA, NFIP, Census for Greenwood, SC) · how insurance distress works in Greenwood, SC · methodology

FAQ: Greenwood County, SC insurance distress

What is the Greenwood County, SC home-insurance-distress score?

Greenwood, SC: 89/100 (HIGH), #120 of 3,222, #15 in South Carolina. FEMA hazard, Greenwood, SC: 93/100; NFIP stress, Greenwood, SC: 83/100; construction, Greenwood, SC: 2/100; Greenwood, SC rescores monthly.

Is Greenwood County insurance distress getting better or worse (SC)?

Greenwood, SC: 88 in March 2026; Greenwood, SC: 89 in October 2026 (worse); Greenwood, SC climate component 93; Greenwood, SC NFIP claims score 83.

How many flood-insurance claims has Greenwood County, SC had?

Greenwood, SC: 23 NFIP claims, three years; Greenwood, SC paid $455,242; per Greenwood, SC claim $19,793; carriers reprice Greenwood, SC against that record.

Which Greenwood County ZIP codes carry the most insurance distress (SC)?

Greenwood, SC, June 2026: 29649 at 0, 29646 at 0, 29692 at 0, 29653 at 0; Greenwood, SC climate scores there: 71, 70, 70, 69.

Why does Greenwood, SC insurance distress create sellers?

A Greenwood, SC premium outruns the Greenwood, SC budget; a carrier leaves Greenwood, SC; Greenwood, SC carrying cost passes plan; Greenwood, SC owners sell while current; Greenwood, SC insurance distress leads Greenwood, SC foreclosure data.

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