Kershaw County, SC: Home-Insurance Distress & Forced-Sale Pressure
Kershaw County, SC: 89/100 (severe) home-insurance distress; Kershaw, SC band HIGH; Kershaw, SC #133 of 3,222 counties; Kershaw, SC #17 of 46 in South Carolina; raw Kershaw, SC 90.9.
FEMA hazard, Kershaw, SC: 93/100; Kershaw, SC declarations, three years: 12; Kershaw, SC perils: 2 hurricane, 6 tropical-storm; Kershaw, SC five-year count 10 (severity 15.0); Kershaw, SC ten-year 10; hazard-weighted, Kershaw, SC: 33.0.
Declared incidents on the Kershaw, SC record: 2026 Winter Storm 2; 2024 Tropical Storm 4 (Kershaw, SC); 2024 Hurricane 2; 2023 Hurricane 1 (Kershaw, SC).
NFIP claims, Kershaw, SC, three years: 34; Kershaw, SC payouts $419,438; per Kershaw, SC claim $12,336; Kershaw, SC claim-stress 81/100.
Kershaw, SC monthly score held, 88 (March 2026) to 88 (October 2026); Kershaw, SC by month: March 88, April 88, May 90, June 90 (Kershaw, SC), July 88, August 90, September 90, October 88.
Kershaw, SC components: climate 93, NFIP claims 81; Kershaw, SC retreat index 88.
Construction distress, Kershaw, SC: 71/100 as of August 2026 (Kershaw, SC: 71/100 one-to-four unit, 76/100 multifamily).
Kershaw, SC ZIPs, June 2026 (Kershaw, SC, 13 highest): score 0 (Kershaw, SC), climate 78 (Kershaw, SC): 29058; score 0 (Kershaw, SC), climate 75 (Kershaw, SC): 29045; score 0 (Kershaw, SC), climate 74 (Kershaw, SC): 29067; score 0 (Kershaw, SC), climate 72 (Kershaw, SC): 29128; score 0 (Kershaw, SC), climate 69 (Kershaw, SC): 29078, 29718; score 0 (Kershaw, SC), climate 66 (Kershaw, SC): 29009, 29074, 29175; score 0 (Kershaw, SC), climate 64 (Kershaw, SC): 29020; score 0 (Kershaw, SC), climate 59 (Kershaw, SC): 29032; score 0 (Kershaw, SC), climate 40 (Kershaw, SC): 29130; score 0 (Kershaw, SC), climate 31 (Kershaw, SC): 29010.
DLRadar rescores Kershaw, SC monthly; Kershaw, SC readings join Kershaw, SC foreclosure, lien and ownership parcels (Kershaw, SC), so cost-squeezed Kershaw, SC owners surface before listing.
Inside South Carolina, Kershaw County ranks 16th of 46 counties for home-insurance distress at 89/100; Greenwood County (89/100) sits just above Kershaw County, and Georgetown County (88/100) sits just below Kershaw County.
Deterministic. Every Kershaw County, SC signal traces to a public Kershaw dataset (FEMA, NFIP, Census for Kershaw, SC) · how insurance distress works in Kershaw, SC · methodology
FAQ: Kershaw County, SC insurance distress
What is the Kershaw County, SC home-insurance-distress score?
Kershaw, SC: 89/100 (HIGH), #133 of 3,222, #17 in South Carolina. FEMA hazard, Kershaw, SC: 93/100; NFIP stress, Kershaw, SC: 81/100; construction, Kershaw, SC: 71/100; Kershaw, SC rescores monthly.
Is Kershaw County insurance distress getting better or worse (SC)?
Kershaw, SC: 88 in March 2026; Kershaw, SC: 88 in October 2026 (unchanged); Kershaw, SC climate component 93; Kershaw, SC NFIP claims score 81.
How many flood-insurance claims has Kershaw County, SC had?
Kershaw, SC: 34 NFIP claims, three years; Kershaw, SC paid $419,438; per Kershaw, SC claim $12,336; carriers reprice Kershaw, SC against that record.
Which Kershaw County ZIP codes carry the most insurance distress (SC)?
Kershaw, SC, June 2026: 29058 at 0, 29045 at 0, 29067 at 0, 29128 at 0; Kershaw, SC climate scores there: 78, 75, 74, 72.
Why does Kershaw, SC insurance distress create sellers?
A Kershaw, SC premium outruns the Kershaw, SC budget; a carrier leaves Kershaw, SC; Kershaw, SC carrying cost passes plan; Kershaw, SC owners sell while current; Kershaw, SC insurance distress leads Kershaw, SC foreclosure data.