Laurens County, SC: Home-Insurance Distress & Forced-Sale Pressure
Laurens County, SC: 91/100 (severe) home-insurance distress; Laurens, SC band HIGH; Laurens, SC #93 of 3,222 counties; Laurens, SC #12 of 46 in South Carolina.
FEMA hazard, Laurens, SC: 93/100; Laurens, SC declarations, three years: 8; Laurens, SC perils: 2 hurricane, 4 tropical-storm; Laurens, SC five-year count 10 (severity 15.0); Laurens, SC ten-year 10; hazard-weighted, Laurens, SC: 22.0.
Declared incidents on the Laurens, SC record: 2026 Winter Storm 2; 2024 Tropical Storm 4 (Laurens, SC); 2024 Hurricane 2; 2023 Hurricane 1 (Laurens, SC).
NFIP claims, Laurens, SC, three years: 7; Laurens, SC payouts $517,961; per Laurens, SC claim $73,994; Laurens, SC claim-stress 87/100.
Laurens, SC monthly score held, 90 (March 2026) to 90 (October 2026); Laurens, SC by month: March 90, April 90, May 92, June 92 (Laurens, SC), July 90, August 91, September 91, October 90.
Laurens, SC components: climate 93, NFIP claims 87; Laurens, SC retreat index 90.
Construction distress, Laurens, SC: 36/100 as of August 2026 (Laurens, SC: 37/100 one-to-four unit, 82/100 multifamily).
Laurens, SC ZIPs, June 2026 (Laurens, SC, 16 highest): score 0 (Laurens, SC), climate 94 (Laurens, SC): 29681; score 0 (Laurens, SC), climate 89 (Laurens, SC): 29388; score 0 (Laurens, SC), climate 84 (Laurens, SC): 29644; score 0 (Laurens, SC), climate 81 (Laurens, SC): 29335; score 0 (Laurens, SC), climate 74 (Laurens, SC): 29654; score 0 (Laurens, SC), climate 73 (Laurens, SC): 29325, 29332, 29351, 29360, Laurens, SC 29370, 29384, 29645; score 0 (Laurens, SC), climate 70 (Laurens, SC): 29692; score 0 (Laurens, SC), climate 63 (Laurens, SC): 29355; score 0 (Laurens, SC), climate 58 (Laurens, SC): 29178; score 0 (Laurens, SC), climate 50 (Laurens, SC): 29037.
DLRadar rescores Laurens, SC monthly; Laurens, SC readings join Laurens, SC foreclosure, lien and ownership parcels (Laurens, SC), so cost-squeezed Laurens, SC owners surface before listing.
Inside South Carolina, Laurens County ranks 12th of 46 counties for home-insurance distress at 91/100; Jasper County (91/100) sits just above Laurens County, and Anderson County (90/100) sits just below Laurens County.
Deterministic. Every Laurens County, SC signal traces to a public Laurens dataset (FEMA, NFIP, Census for Laurens, SC) · how insurance distress works in Laurens, SC · methodology
FAQ: Laurens County, SC insurance distress
What is the Laurens County, SC home-insurance-distress score?
Laurens, SC: 91/100 (HIGH), #93 of 3,222, #12 in South Carolina. FEMA hazard, Laurens, SC: 93/100; NFIP stress, Laurens, SC: 87/100; construction, Laurens, SC: 36/100; Laurens, SC rescores monthly.
Is Laurens County insurance distress getting better or worse (SC)?
Laurens, SC: 90 in March 2026; Laurens, SC: 90 in October 2026 (unchanged); Laurens, SC climate component 93; Laurens, SC NFIP claims score 87.
How many flood-insurance claims has Laurens County, SC had?
Laurens, SC: 7 NFIP claims, three years; Laurens, SC paid $517,961; per Laurens, SC claim $73,994; carriers reprice Laurens, SC against that record.
Which Laurens County ZIP codes carry the most insurance distress (SC)?
Laurens, SC, June 2026: 29681 at 0, 29388 at 0, 29644 at 0, 29335 at 0; Laurens, SC climate scores there: 94, 89, 84, 81.
Why does Laurens, SC insurance distress create sellers?
A Laurens, SC premium outruns the Laurens, SC budget; a carrier leaves Laurens, SC; Laurens, SC carrying cost passes plan; Laurens, SC owners sell while current; Laurens, SC insurance distress leads Laurens, SC foreclosure data.