Pickens County, SC: Home-Insurance Distress & Forced-Sale Pressure
Pickens County, SC: 96/100 (severe) home-insurance distress; Pickens, SC band HIGH; Pickens, SC #28 of 3,222 counties; Pickens, SC #5 of 46 in South Carolina.
FEMA hazard, Pickens, SC: 99/100; Pickens, SC declarations, three years: 21; Pickens, SC perils: 3 hurricane, 6 tropical-storm, 6 fire; Pickens, SC five-year count 14 (severity 23.0); Pickens, SC ten-year 14; hazard-weighted, Pickens, SC: 45.0.
Declared incidents on the Pickens, SC record: 2026 Winter Storm 4; 2025 Fire 4 (Pickens, SC); 2024 Tropical Storm 4; 2024 Hurricane 2 (Pickens, SC); 2023 Hurricane 1 (Pickens, SC).
NFIP claims, Pickens, SC, three years: 13; Pickens, SC payouts $1,038,486; per Pickens, SC claim $79,884; Pickens, SC claim-stress 91/100.
Pickens, SC monthly score held, 93 (March 2026) to 93 (October 2026); Pickens, SC by month: March 93, April 93, May 95, June 95 (Pickens, SC), July 94, August 95, September 95, October 93.
Pickens, SC components: climate 95, NFIP claims 91; Pickens, SC retreat index 93.
Construction distress, Pickens, SC: 52/100 as of August 2026 (Pickens, SC: 63/100 one-to-four unit, 3/100 multifamily).
Pickens, SC ZIPs, June 2026 (Pickens, SC, 15 highest): score 0 (Pickens, SC), climate 93 (Pickens, SC): 29611; score 0 (Pickens, SC), climate 91 (Pickens, SC): 29635, 29661; score 0 (Pickens, SC), climate 87 (Pickens, SC): 29670; score 0 (Pickens, SC), climate 84 (Pickens, SC): 29678; score 0 (Pickens, SC), climate 83 (Pickens, SC): 29642; score 0 (Pickens, SC), climate 80 (Pickens, SC): 29657; score 0 (Pickens, SC), climate 79 (Pickens, SC): 29630; score 0 (Pickens, SC), climate 78 (Pickens, SC): 29631, 29634, 29640, 29667, Pickens, SC 29671, 29682, 29685.
DLRadar rescores Pickens, SC monthly; Pickens, SC readings join Pickens, SC foreclosure, lien and ownership parcels (Pickens, SC), so cost-squeezed Pickens, SC owners surface before listing.
Inside South Carolina, Pickens County ranks 5th of 46 counties for home-insurance distress at 96/100; Colleton County (96/100) sits just above Pickens County, and Berkeley County (95/100) sits just below Pickens County.
Deterministic. Every Pickens County, SC signal traces to a public Pickens dataset (FEMA, NFIP, Census for Pickens, SC) · how insurance distress works in Pickens, SC · methodology
FAQ: Pickens County, SC insurance distress
What is the Pickens County, SC home-insurance-distress score?
Pickens, SC: 96/100 (HIGH), #28 of 3,222, #5 in South Carolina. FEMA hazard, Pickens, SC: 99/100; NFIP stress, Pickens, SC: 91/100; construction, Pickens, SC: 52/100; Pickens, SC rescores monthly.
Is Pickens County insurance distress getting better or worse (SC)?
Pickens, SC: 93 in March 2026; Pickens, SC: 93 in October 2026 (unchanged); Pickens, SC climate component 95; Pickens, SC NFIP claims score 91.
How many flood-insurance claims has Pickens County, SC had?
Pickens, SC: 13 NFIP claims, three years; Pickens, SC paid $1,038,486; per Pickens, SC claim $79,884; carriers reprice Pickens, SC against that record.
Which Pickens County ZIP codes carry the most insurance distress (SC)?
Pickens, SC, June 2026: 29611 at 0, 29635 at 0, 29661 at 0, 29670 at 0; Pickens, SC climate scores there: 93, 91, 91, 87.
Why does Pickens, SC insurance distress create sellers?
A Pickens, SC premium outruns the Pickens, SC budget; a carrier leaves Pickens, SC; Pickens, SC carrying cost passes plan; Pickens, SC owners sell while current; Pickens, SC insurance distress leads Pickens, SC foreclosure data.