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York County, SC: Home-Insurance Distress & Forced-Sale Pressure

York County, SC: 86/100 (severe) home-insurance distress; York, SC band HIGH; York, SC #207 of 3,222 counties; York, SC #22 of 46 in South Carolina; raw York, SC 88.0.

FEMA hazard, York, SC: 93/100; York, SC declarations, three years: 12; York, SC perils: 2 hurricane, 6 tropical-storm; York, SC five-year count 10 (severity 15.0); York, SC ten-year 10; hazard-weighted, York, SC: 33.0.

Declared incidents on the York, SC record: 2026 Winter Storm 2; 2024 Tropical Storm 4 (York, SC); 2024 Hurricane 2; 2023 Hurricane 1 (York, SC).

NFIP claims, York, SC, three years: 14; York, SC payouts $115,704; per York, SC claim $8,265; York, SC claim-stress 74/100.

York, SC monthly score fell, 86 (March 2026) to 85 (October 2026); York, SC by month: March 86, April 86, May 87, June 87 (York, SC), July 86, August 87, September 87, October 85.

York, SC components: climate 93, NFIP claims 74; York, SC retreat index 85.

Construction distress, York, SC: 0/100 as of August 2026 (York, SC: 39/100 one-to-four unit, 0/100 multifamily).

York, SC ZIPs, June 2026 (York, SC, 15 highest): score 0 (York, SC), climate 90 (York, SC): 29708, 29710, 29715, 29717, York, SC 29726, 29732, 29733, 29745; score 0 (York, SC), climate 87 (York, SC): 29730; score 0 (York, SC), climate 86 (York, SC): 29743; score 0 (York, SC), climate 82 (York, SC): 29742; score 0 (York, SC), climate 71 (York, SC): 29702; score 0 (York, SC), climate 69 (York, SC): 29704; score 0 (York, SC), climate 48 (York, SC): 29712; score 0 (York, SC), climate 41 (York, SC): 29706.

DLRadar rescores York, SC monthly; York, SC readings join York, SC foreclosure, lien and ownership parcels (York, SC), so cost-squeezed York, SC owners surface before listing.

Inside South Carolina, York County ranks 22nd of 46 counties for home-insurance distress at 86/100; Lancaster County (87/100) sits just above York County, and Mccormick County (85/100) sits just below York County.

Insurance distress
86/100
York, SC: HIGH
National rank
#207
York, SC: of 3,222 counties
FEMA hazard
93/100
York County hazard
NFIP claim stress
74/100
York, SC 3-year
Flood claims (3y)
14
York, SC
Claims paid (3y)
$115,704
York, SC payouts
Per claim
$8,265
York, SC
Construction distress
0/100
York, SC

Deterministic. Every York County, SC signal traces to a public York dataset (FEMA, NFIP, Census for York, SC) · how insurance distress works in York, SC · methodology

FAQ: York County, SC insurance distress

What is the York County, SC home-insurance-distress score?

York, SC: 86/100 (HIGH), #207 of 3,222, #22 in South Carolina. FEMA hazard, York, SC: 93/100; NFIP stress, York, SC: 74/100; construction, York, SC: 0/100; York, SC rescores monthly.

Is York County insurance distress getting better or worse (SC)?

York, SC: 86 in March 2026; York, SC: 85 in October 2026 (better); York, SC climate component 93; York, SC NFIP claims score 74.

How many flood-insurance claims has York County, SC had?

York, SC: 14 NFIP claims, three years; York, SC paid $115,704; per York, SC claim $8,265; carriers reprice York, SC against that record.

Which York County ZIP codes carry the most insurance distress (SC)?

York, SC, June 2026: 29708 at 0, 29710 at 0, 29715 at 0, 29717 at 0; York, SC climate scores there: 90, 90, 90, 90.

Why does York, SC insurance distress create sellers?

A York, SC premium outruns the York, SC budget; a carrier leaves York, SC; York, SC carrying cost passes plan; York, SC owners sell while current; York, SC insurance distress leads York, SC foreclosure data.

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