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Brown County, SD: Home-Insurance Distress & Forced-Sale Pressure

Brown County, SD: 0/100 (low) home-insurance distress; Brown, SD band ZERO; Brown, SD #3,025 of 3,222 counties; Brown, SD #36 of 66 in South Dakota; Brown, SD coverage multiplier 0.70.

FEMA hazard, Brown, SD: 0/100; Brown, SD declarations, three years: none; Brown, SD five-year count 2 (severity 2.0); Brown, SD ten-year 2.

Declared incidents on the Brown, SD record: 2023 Flood 1 (Brown, SD).

NFIP claims, Brown, SD, three years: none; Brown, SD claim-stress 0/100.

Brown, SD monthly score: 0 in every month from March 2026 (Brown, SD) through October 2026.

Brown, SD components: all zero this month; Brown, SD climate multiplier 0.70.

Construction distress, Brown, SD: 99/100 as of August 2026 (Brown, SD: 77/100 one-to-four unit, 100/100 multifamily).

Brown, SD ZIPs, June 2026 (Brown, SD, 16 highest): score 0 (Brown, SD), climate 76 (Brown, SD): 57401, 57426, 57427, 57433, Brown, SD 57439, 57441, 57445, 57446, Brown, SD 57449, 57479; score 0 (Brown, SD), climate 67 (Brown, SD): 57474; score 0 (Brown, SD), climate 61 (Brown, SD): 57432; score 0 (Brown, SD), climate 50 (Brown, SD): 57460; score 0 (Brown, SD), climate 47 (Brown, SD): 57481; score 0 (Brown, SD), climate 31 (Brown, SD): 57434; score 0 (Brown, SD), climate 28 (Brown, SD): 57422.

DLRadar rescores Brown, SD monthly; Brown, SD readings join Brown, SD foreclosure, lien and ownership parcels (Brown, SD), so cost-squeezed Brown, SD owners surface before listing.

Inside South Dakota, Brown County ranks 36th of 66 counties for home-insurance distress at 0/100; Brookings County (0/100) sits just above Brown County, and Butte County (0/100) sits just below Brown County.

Insurance distress
0/100
Brown, SD: ZERO
National rank
#3025
Brown, SD: of 3,222 counties
FEMA hazard
0/100
Brown County hazard
NFIP claim stress
0/100
Brown, SD 3-year
Flood claims (3y)
0
Brown, SD
Claims paid (3y)
$0
Brown, SD payouts
Per claim
$0
Brown, SD
Construction distress
99/100
Brown, SD

Deterministic. Every Brown County, SD signal traces to a public Brown dataset (FEMA, NFIP, Census for Brown, SD) · how insurance distress works in Brown, SD · methodology

FAQ: Brown County, SD insurance distress

What is the Brown County, SD home-insurance-distress score?

Brown, SD: 0/100 (ZERO), #3,025 of 3,222, #36 in South Dakota. FEMA hazard, Brown, SD: 0/100; NFIP stress, Brown, SD: 0/100; construction, Brown, SD: 99/100; Brown, SD rescores monthly.

Is Brown County insurance distress getting better or worse (SD)?

Brown, SD: 0 in March 2026; Brown, SD: 0 in October 2026 (unchanged).

Which Brown County ZIP codes carry the most insurance distress (SD)?

Brown, SD, June 2026: 57401 at 0, 57426 at 0, 57427 at 0, 57433 at 0; Brown, SD climate scores there: 76, 76, 76, 76.

Why does Brown, SD insurance distress create sellers?

A Brown, SD premium outruns the Brown, SD budget; a carrier leaves Brown, SD; Brown, SD carrying cost passes plan; Brown, SD owners sell while current; Brown, SD insurance distress leads Brown, SD foreclosure data.

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